Grupo Financiero Banorte, S.A.B. de C.V.
Grupo Financiero Banorte, S.A.B. de C.V. Fundamental Analysis
Grupo Financiero Banorte, S.A.B. de C.V. (GBOOY) shows moderate financial fundamentals with a PE ratio of 10.12, profit margin of 17.50%, and ROE of 22.90%. The company generates $310.1B in annual revenue with weak year-over-year growth of 1.32%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 84.3/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze GBOOY's fundamental strength across five key dimensions:
Efficiency Score
WeakGBOOY struggles to generate sufficient returns from assets.
Valuation Score
ExcellentGBOOY trades at attractive valuation levels.
Growth Score
WeakGBOOY faces weak or negative growth trends.
Financial Health Score
ModerateGBOOY shows balanced financial health with some risks.
Profitability Score
ExcellentGBOOY achieves industry-leading margins.
Key Financial Metrics
Is GBOOY Expensive or Cheap?
P/E Ratio
GBOOY trades at 10.12 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, GBOOY's PEG of -0.02 indicates potential undervaluation.
Price to Book
The market values Grupo Financiero Banorte, S.A.B. de C.V. at 2.28 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 7.63 times EBITDA. This is generally considered low.
How Well Does GBOOY Make Money?
Net Profit Margin
For every $100 in sales, Grupo Financiero Banorte, S.A.B. de C.V. keeps $17.50 as profit after all expenses.
Operating Margin
Core operations generate 19.02 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $22.90 in profit for every $100 of shareholder equity.
ROA
Grupo Financiero Banorte, S.A.B. de C.V. generates $2.23 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Grupo Financiero Banorte, S.A.B. de C.V. generates strong operating cash flow of $97.32B, reflecting robust business health.
Free Cash Flow
Grupo Financiero Banorte, S.A.B. de C.V. generates strong free cash flow of $89.02B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $156.04 in free cash annually.
FCF Yield
GBOOY converts 17.61% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
10.12
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.28
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.63
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.58
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.40
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.23
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How GBOOY Stacks Against Its Sector Peers
| Metric | GBOOY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 10.12 | 19.02 | Better (Cheaper) |
| ROE | 22.90% | 818.00% | Weak |
| Net Margin | 17.50% | 1593.00% | Weak |
| Debt/Equity | 0.58 | 0.99 | Strong (Low Leverage) |
| Current Ratio | 0.40 | 669.82 | Weak Liquidity |
| ROA | 2.23% | -24701.00% (disorted) | Weak |
GBOOY outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Grupo Financiero Banorte, S.A.B. de C.V.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
241.72%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
86.97%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
44.43%
Industry Style: Value, Dividend, Cyclical
High Growth