Fubon Financial Holding Co., Ltd.
Fubon Financial Holding Co., Ltd. Fundamental Analysis
Fubon Financial Holding Co., Ltd. (FUISF) shows moderate financial fundamentals with a PE ratio of 4.15, profit margin of 19.43%, and ROE of 13.22%. The company generates $608.7B in annual revenue with weak year-over-year growth of -78.15%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -42.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze FUISF's fundamental strength across five key dimensions:
Efficiency Score
WeakFUISF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentFUISF trades at attractive valuation levels.
Growth Score
WeakFUISF faces weak or negative growth trends.
Financial Health Score
ModerateFUISF shows balanced financial health with some risks.
Profitability Score
WeakFUISF struggles to sustain strong margins.
Key Financial Metrics
Is FUISF Expensive or Cheap?
P/E Ratio
FUISF trades at 4.15 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FUISF's PEG of -0.56 indicates potential undervaluation.
Price to Book
The market values Fubon Financial Holding Co., Ltd. at 0.51 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 3.39 times EBITDA. This is generally considered low.
How Well Does FUISF Make Money?
Net Profit Margin
For every $100 in sales, Fubon Financial Holding Co., Ltd. keeps $19.43 as profit after all expenses.
Operating Margin
Core operations generate 22.33 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.22 in profit for every $100 of shareholder equity.
ROA
Fubon Financial Holding Co., Ltd. generates $0.94 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Fubon Financial Holding Co., Ltd. generates limited operating cash flow of $-42.06B, signaling weaker underlying cash strength.
Free Cash Flow
Fubon Financial Holding Co., Ltd. generates weak or negative free cash flow of $-49.78B, restricting financial flexibility.
FCF Per Share
Each share generates $-3.64 in free cash annually.
FCF Yield
FUISF converts -10.36% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
4.15
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.56
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.51
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.79
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.68
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.13
vs 25 benchmark
ROA
Return on assets percentage
0.009
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How FUISF Stacks Against Its Sector Peers
| Metric | FUISF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 4.15 | 19.11 | Better (Cheaper) |
| ROE | 13.22% | 821.00% | Weak |
| Net Margin | 19.43% | 1655.00% | Weak |
| Debt/Equity | 0.68 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 659.22 | Weak Liquidity |
| ROA | 0.94% | 1976.00% | Weak |
FUISF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Fubon Financial Holding Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-65.15%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
15.99%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-106.00%
Industry Style: Value, Dividend, Cyclical
Declining