Fintech Acquisition Corp. IV Fundamental Analysis (NASDAQ: FTIVU)
Fintech Acquisition Corp. IV Fundamental Analysis (NASDAQ: FTIVU)
Fintech Acquisition Corp. IV (NASDAQ: FTIVU) shows weak financial fundamentals with a PE ratio of 29.51, profit margin of 4.35%, and ROE of -51.19%. The company generates $0.9B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -32.5/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze FTIVU's fundamental strength across five key dimensions:
Efficiency Score
WeakFTIVU struggles to generate sufficient returns from assets.
Valuation Score
ModerateFTIVU shows balanced valuation metrics.
Growth Score
WeakFTIVU faces weak or negative growth trends.
Financial Health Score
ModerateFTIVU shows balanced financial health with some risks.
Profitability Score
WeakFTIVU struggles to sustain strong margins.
Key Financial Metrics
Is FTIVU Expensive or Cheap?
P/E Ratio
FTIVU trades at 29.51 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, FTIVU's PEG of 0.28 indicates potential undervaluation.
Price to Book
The market values Fintech Acquisition Corp. IV at 16.32 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 26.86 times EBITDA. This signals the market has high growth expectations.
How Well Does FTIVU Make Money?
Net Profit Margin
For every $100 in sales, Fintech Acquisition Corp. IV keeps $4.35 as profit after all expenses.
Operating Margin
Core operations generate 5.88 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-51.19 in profit for every $100 of shareholder equity.
ROA
Fintech Acquisition Corp. IV generates $4.07 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Fintech Acquisition Corp. IV produces operating cash flow of $123.70M, showing steady but balanced cash generation.
Free Cash Flow
Fintech Acquisition Corp. IV generates strong free cash flow of $115.91M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.29 in free cash annually.
FCF Yield
FTIVU converts 8.47% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
29.51
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.28
vs 25 benchmark
P/B Ratio
Price to book value ratio
16.32
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.54
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.51
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How FTIVU Stacks Against Its Sector Peers
| Metric | FTIVU Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 29.51 | 20.19 | Worse (Expensive) |
| ROE | -51.19% | 634.00% | Weak |
| Net Margin | 4.35% | -390.00% (disorted) | Weak |
| Debt/Equity | 0.00 | 0.77 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 801.66 | Weak Liquidity |
| ROA | 4.07% | 274.00% | Weak |
FTIVU outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Fintech Acquisition Corp. IV's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical