Angel Oak Financial Strategies Income Term Trust Fundamental Analysis (NYSE: FINS)
Angel Oak Financial Strategies Income Term Trust Fundamental Analysis (NYSE: FINS)
Angel Oak Financial Strategies Income Term Trust (NYSE: FINS) shows moderate financial fundamentals with a PE ratio of 8.90, profit margin of 1.30%, and ROE of 10.12%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 49.8/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze FINS's fundamental strength across five key dimensions:
Efficiency Score
WeakFINS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentFINS trades at attractive valuation levels.
Growth Score
ModerateFINS shows steady but slowing expansion.
Financial Health Score
ModerateFINS shows balanced financial health with some risks.
Profitability Score
WeakFINS struggles to sustain strong margins.
Key Financial Metrics
Is FINS Expensive or Cheap?
P/E Ratio
FINS trades at 8.90 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FINS's PEG of 0.07 indicates potential undervaluation.
Price to Book
The market values Angel Oak Financial Strategies Income Term Trust at 0.90 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does FINS Make Money?
Net Profit Margin
For every $100 in sales, Angel Oak Financial Strategies Income Term Trust keeps $1.30 as profit after all expenses.
Operating Margin
Core operations generate 78.17 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.12 in profit for every $100 of shareholder equity.
ROA
Angel Oak Financial Strategies Income Term Trust generates $7.92 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Angel Oak Financial Strategies Income Term Trust generates limited operating cash flow of $-43.85M, signaling weaker underlying cash strength.
Free Cash Flow
Angel Oak Financial Strategies Income Term Trust generates weak or negative free cash flow of $-43.85M, restricting financial flexibility.
FCF Per Share
Each share generates $-1.75 in free cash annually.
FCF Yield
FINS converts -18.65% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.90
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.07
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.90
vs 25 benchmark
P/S Ratio
Price to sales ratio
8.71
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.27
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.008
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.08
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How FINS Stacks Against Its Sector Peers
| Metric | FINS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.90 | 21.05 | Better (Cheaper) |
| ROE | 10.12% | 653.00% | Weak |
| Net Margin | 129.96% | -610.00% (disorted) | Strong |
| Debt/Equity | 0.27 | 0.88 | Strong (Low Leverage) |
| Current Ratio | 0.01 | 891.58 | Weak Liquidity |
| ROA | 7.92% | 6602.00% | Weak |
FINS outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Angel Oak Financial Strategies Income Term Trust's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical