Finkurve Financial Services Ltd
Finkurve Financial Services Ltd Fundamental Analysis
Finkurve Financial Services Ltd (FINKURVE.NS) shows weak financial fundamentals with a PE ratio of 33.63, profit margin of 12.50%, and ROE of 8.88%. The company generates $2.1B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -14.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze FINKURVE.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakFINKURVE.NS struggles to generate sufficient returns from assets.
Valuation Score
ModerateFINKURVE.NS shows balanced valuation metrics.
Growth Score
ModerateFINKURVE.NS shows steady but slowing expansion.
Financial Health Score
WeakFINKURVE.NS carries high financial risk with limited liquidity.
Profitability Score
WeakFINKURVE.NS struggles to sustain strong margins.
Key Financial Metrics
Is FINKURVE.NS Expensive or Cheap?
P/E Ratio
FINKURVE.NS trades at 33.63 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, FINKURVE.NS's PEG of 0.06 indicates potential undervaluation.
Price to Book
The market values Finkurve Financial Services Ltd at 2.54 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 2.66 times EBITDA. This is generally considered low.
How Well Does FINKURVE.NS Make Money?
Net Profit Margin
For every $100 in sales, Finkurve Financial Services Ltd keeps $12.50 as profit after all expenses.
Operating Margin
Core operations generate 27.04 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.88 in profit for every $100 of shareholder equity.
ROA
Finkurve Financial Services Ltd generates $2.11 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Finkurve Financial Services Ltd generates limited operating cash flow of $-2.73B, signaling weaker underlying cash strength.
Free Cash Flow
Finkurve Financial Services Ltd generates weak or negative free cash flow of $-2.80B, restricting financial flexibility.
FCF Per Share
Each share generates $-19.95 in free cash annually.
FCF Yield
FINKURVE.NS converts -31.25% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
33.63
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.06
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.54
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.25
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.46
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How FINKURVE.NS Stacks Against Its Sector Peers
| Metric | FINKURVE.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 33.63 | 19.08 | Worse (Expensive) |
| ROE | 8.88% | 799.00% | Weak |
| Net Margin | 12.50% | -7710.00% (disorted) | Strong |
| Debt/Equity | 2.46 | 2.40 | Neutral |
| Current Ratio | 0.00 | 560.55 | Weak Liquidity |
| ROA | 2.11% | -23972.00% (disorted) | Weak |
FINKURVE.NS outperforms its industry in 1 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Finkurve Financial Services Ltd's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical