Fiducian Group Ltd Fundamental Analysis (ASX: FID.AX)
Fiducian Group Ltd (ASX: FID.AX) shows moderate financial fundamentals with a PE ratio of 19.86, profit margin of 13.94%, and ROE of 22.26%. The company generates $0.1B in annual revenue with weak year-over-year growth of -19.70%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 40.1/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze FID.AX's fundamental strength across five key dimensions:
Efficiency Score
ExcellentFID.AX demonstrates superior asset utilization.
Valuation Score
ExcellentFID.AX trades at attractive valuation levels.
Growth Score
ModerateFID.AX shows steady but slowing expansion.
Financial Health Score
ExcellentFID.AX maintains a strong and stable balance sheet.
Profitability Score
ModerateFID.AX maintains healthy but balanced margins.
Key Financial Metrics
Is FID.AX Expensive or Cheap?
P/E Ratio
FID.AX trades at 19.86 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, FID.AX's PEG of -0.69 indicates potential undervaluation.
Price to Book
The market values Fiducian Group Ltd at 4.54 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 10.88 times EBITDA. This signals the market has high growth expectations.
How Well Does FID.AX Make Money?
Net Profit Margin
For every $100 in sales, Fiducian Group Ltd keeps $13.94 as profit after all expenses.
Operating Margin
Core operations generate 31.83 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $22.26 in profit for every $100 of shareholder equity.
ROA
Fiducian Group Ltd generates $13.69 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Fiducian Group Ltd generates strong operating cash flow of $24.94M, reflecting robust business health.
Free Cash Flow
Fiducian Group Ltd generates strong free cash flow of $24.25M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.77 in free cash annually.
FCF Yield
FID.AX converts 9.16% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
19.86
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.69
vs 25 benchmark
P/B Ratio
Price to book value ratio
4.54
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.75
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.18
vs 25 benchmark
Current Ratio
Current assets to current liabilities
60.28
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.22
vs 25 benchmark
ROA
Return on assets percentage
0.14
vs 25 benchmark
ROCE
Return on capital employed
0.32
vs 25 benchmark
How FID.AX Stacks Against Its Sector Peers
| Metric | FID.AX Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 19.86 | 20.34 | Neutral |
| ROE | 22.26% | 636.00% | Weak |
| Net Margin | 13.94% | -572.00% (disorted) | Strong |
| Debt/Equity | 0.18 | 0.85 | Strong (Low Leverage) |
| Current Ratio | 60.28 | 817.52 | Strong Liquidity |
| ROA | 13.69% | 56.00% | Weak |
FID.AX outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Fiducian Group Ltd's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
73.31%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
77.10%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
90.99%
Industry Style: Value, Dividend, Cyclical
High Growth