North American Financial 15 Split Corp.
North American Financial 15 Split Corp. Fundamental Analysis
North American Financial 15 Split Corp. (FFN.TO) shows strong financial fundamentals with a PE ratio of 4.11, profit margin of 1.44%, and ROE of 28.76%. The company generates $0.1B in annual revenue with strong year-over-year growth of 20.86%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 75.7/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze FFN.TO's fundamental strength across five key dimensions:
Efficiency Score
ExcellentFFN.TO demonstrates superior asset utilization.
Valuation Score
ExcellentFFN.TO trades at attractive valuation levels.
Growth Score
ModerateFFN.TO shows steady but slowing expansion.
Financial Health Score
ModerateFFN.TO shows balanced financial health with some risks.
Profitability Score
ModerateFFN.TO maintains healthy but balanced margins.
Key Financial Metrics
Is FFN.TO Expensive or Cheap?
P/E Ratio
FFN.TO trades at 4.11 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FFN.TO's PEG of -0.07 indicates potential undervaluation.
Price to Book
The market values North American Financial 15 Split Corp. at 1.01 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.40 times EBITDA. This is generally considered low.
How Well Does FFN.TO Make Money?
Net Profit Margin
For every $100 in sales, North American Financial 15 Split Corp. keeps $1.44 as profit after all expenses.
Operating Margin
Core operations generate 2.18 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $28.76 in profit for every $100 of shareholder equity.
ROA
North American Financial 15 Split Corp. generates $12.05 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
North American Financial 15 Split Corp. generates strong operating cash flow of $35.34M, reflecting robust business health.
Free Cash Flow
North American Financial 15 Split Corp. generates strong free cash flow of $35.34M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.57 in free cash annually.
FCF Yield
FFN.TO converts 5.92% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
4.11
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.07
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.008
vs 25 benchmark
P/S Ratio
Price to sales ratio
5.90
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.01
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.01
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.29
vs 25 benchmark
ROA
Return on assets percentage
0.12
vs 25 benchmark
ROCE
Return on capital employed
0.36
vs 25 benchmark
How FFN.TO Stacks Against Its Sector Peers
| Metric | FFN.TO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 4.11 | 19.04 | Better (Cheaper) |
| ROE | 28.76% | 808.00% | Weak |
| Net Margin | 143.61% | -7820.00% (disorted) | Strong |
| Debt/Equity | 1.01 | 1.00 | Neutral |
| Current Ratio | 2.01 | 611.26 | Strong Liquidity |
| ROA | 12.05% | -23985.00% (disorted) | Strong |
FFN.TO outperforms its industry in 4 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews North American Financial 15 Split Corp.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
225.66%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
231.64%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-40.31%
Industry Style: Value, Dividend, Cyclical
Declining