First Community Corporation Fundamental Analysis (NASDAQ: FCCO)
First Community Corporation Fundamental Analysis (NASDAQ: FCCO)
First Community Corporation (NASDAQ: FCCO) shows strong financial fundamentals with a PE ratio of 12.42, profit margin of 19.20%, and ROE of 11.89%. The company generates $0.1B in annual revenue with strong year-over-year growth of 12.72%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 56.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze FCCO's fundamental strength across five key dimensions:
Efficiency Score
WeakFCCO struggles to generate sufficient returns from assets.
Valuation Score
ExcellentFCCO trades at attractive valuation levels.
Growth Score
ExcellentFCCO delivers strong and consistent growth momentum.
Financial Health Score
ModerateFCCO shows balanced financial health with some risks.
Profitability Score
ModerateFCCO maintains healthy but balanced margins.
Key Financial Metrics
Is FCCO Expensive or Cheap?
P/E Ratio
FCCO trades at 12.42 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FCCO's PEG of 0.61 indicates potential undervaluation.
Price to Book
The market values First Community Corporation at 1.39 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 7.69 times EBITDA. This is generally considered low.
How Well Does FCCO Make Money?
Net Profit Margin
For every $100 in sales, First Community Corporation keeps $19.20 as profit after all expenses.
Operating Margin
Core operations generate 24.12 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $11.89 in profit for every $100 of shareholder equity.
ROA
First Community Corporation generates $0.97 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
First Community Corporation generates limited operating cash flow of $7.95M, signaling weaker underlying cash strength.
Free Cash Flow
First Community Corporation produces free cash flow of $6.93M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $0.74 in free cash annually.
FCF Yield
FCCO converts 2.18% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
12.42
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.61
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.39
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.64
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.50
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.29
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.12
vs 25 benchmark
ROA
Return on assets percentage
0.010
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How FCCO Stacks Against Its Sector Peers
| Metric | FCCO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 12.42 | 21.10 | Better (Cheaper) |
| ROE | 11.89% | 652.00% | Weak |
| Net Margin | 19.20% | -1585.00% (disorted) | Strong |
| Debt/Equity | 0.50 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.29 | 910.69 | Weak Liquidity |
| ROA | 0.97% | -574.00% (disorted) | Weak |
FCCO outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews First Community Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
100.45%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
84.57%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
206.41%
Industry Style: Value, Dividend, Cyclical
High Growth