EFG-Hermes Holding S.A.E Fundamental Analysis
EFG-Hermes Holding S.A.E (EFGZF) shows moderate financial fundamentals with a PE ratio of 4.86, profit margin of 8.44%, and ROE of 10.93%. The company generates $90.7B in annual revenue with strong year-over-year growth of 29.21%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 52.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze EFGZF's fundamental strength across five key dimensions:
Efficiency Score
WeakEFGZF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentEFGZF trades at attractive valuation levels.
Growth Score
ModerateEFGZF shows steady but slowing expansion.
Financial Health Score
WeakEFGZF carries high financial risk with limited liquidity.
Profitability Score
WeakEFGZF struggles to sustain strong margins.
Key Financial Metrics
Is EFGZF Expensive or Cheap?
P/E Ratio
EFGZF trades at 4.86 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, EFGZF's PEG of 0.01 indicates potential undervaluation.
Price to Book
The market values EFG-Hermes Holding S.A.E at 0.51 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 3.11 times EBITDA. This is generally considered low.
How Well Does EFGZF Make Money?
Net Profit Margin
For every $100 in sales, EFG-Hermes Holding S.A.E keeps $8.44 as profit after all expenses.
Operating Margin
Core operations generate 3.26 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.93 in profit for every $100 of shareholder equity.
ROA
EFG-Hermes Holding S.A.E generates $1.44 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
EFG-Hermes Holding S.A.E produces operating cash flow of $9.26B, showing steady but balanced cash generation.
Free Cash Flow
EFG-Hermes Holding S.A.E produces free cash flow of $7.10B, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $5.03 in free cash annually.
FCF Yield
EFGZF converts 9.70% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
4.86
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.01
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.51
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.81
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.65
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.87
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How EFGZF Stacks Against Its Sector Peers
| Metric | EFGZF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 4.86 | 19.35 | Better (Cheaper) |
| ROE | 10.93% | 806.00% | Weak |
| Net Margin | 8.44% | -7465.00% (disorted) | Weak |
| Debt/Equity | 1.65 | 1.07 | Weak (High Leverage) |
| Current Ratio | 0.87 | 610.69 | Weak Liquidity |
| ROA | 1.44% | -24016.00% (disorted) | Weak |
EFGZF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews EFG-Hermes Holding S.A.E's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
469.15%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
131.87%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
138.50%
Industry Style: Value, Dividend, Cyclical
High Growth