DNB Bank ASA
DNB Bank ASA Fundamental Analysis
DNB Bank ASA (DNBBF) shows moderate financial fundamentals with a PE ratio of 9.95, profit margin of 21.61%, and ROE of 14.89%. The company generates $194.7B in annual revenue with weak year-over-year growth of -5.93%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -29.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze DNBBF's fundamental strength across five key dimensions:
Efficiency Score
WeakDNBBF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentDNBBF trades at attractive valuation levels.
Growth Score
WeakDNBBF faces weak or negative growth trends.
Financial Health Score
WeakDNBBF carries high financial risk with limited liquidity.
Profitability Score
WeakDNBBF struggles to sustain strong margins.
Key Financial Metrics
Is DNBBF Expensive or Cheap?
P/E Ratio
DNBBF trades at 9.95 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, DNBBF's PEG of -0.17 indicates potential undervaluation.
Price to Book
The market values DNB Bank ASA at 1.40 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -3.85 times EBITDA. This is generally considered low.
How Well Does DNBBF Make Money?
Net Profit Margin
For every $100 in sales, DNB Bank ASA keeps $21.61 as profit after all expenses.
Operating Margin
Core operations generate 26.74 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $14.89 in profit for every $100 of shareholder equity.
ROA
DNB Bank ASA generates $1.10 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
DNB Bank ASA generates limited operating cash flow of $-49.95B, signaling weaker underlying cash strength.
Free Cash Flow
DNB Bank ASA generates weak or negative free cash flow of $-51.97B, restricting financial flexibility.
FCF Per Share
Each share generates $-35.76 in free cash annually.
FCF Yield
DNBBF converts -12.43% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.95
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.17
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.40
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.15
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.02
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.14
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.15
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How DNBBF Stacks Against Its Sector Peers
| Metric | DNBBF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.95 | 19.02 | Better (Cheaper) |
| ROE | 14.89% | 818.00% | Weak |
| Net Margin | 21.61% | 1593.00% | Weak |
| Debt/Equity | 3.02 | 0.99 | Weak (High Leverage) |
| Current Ratio | 0.14 | 669.82 | Weak Liquidity |
| ROA | 1.10% | -24701.00% (disorted) | Weak |
DNBBF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews DNB Bank ASA's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
192.36%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
131.28%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-9.49%
Industry Style: Value, Dividend, Cyclical
Declining