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Dimeco, Inc.

DIMCPNK
Financial Services
Banks - Regional
$46.57
$-0.43(-0.91%)
U.S. Market opens in 35h 14m

Dimeco, Inc. Fundamental Analysis

Dimeco, Inc. (DIMC) shows strong financial fundamentals with a PE ratio of 7.14, profit margin of 22.19%, and ROE of 14.08%. The company generates $0.1B in annual revenue with strong year-over-year growth of 66.53%.

Key Strengths

Operating Margin27.25%
Cash Position238.45%

Areas of Concern

PEG Ratio5.11
Current Ratio0.29
We analyze DIMC's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 67.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.

Fundamental Health Score

C+
67.1/100

We analyze DIMC's fundamental strength across five key dimensions:

Efficiency Score

Weak

DIMC struggles to generate sufficient returns from assets.

ROA > 10%
1.42%

Valuation Score

Moderate

DIMC shows balanced valuation metrics.

PE < 25
7.14
PEG Ratio < 2
5.11

Growth Score

Excellent

DIMC delivers strong and consistent growth momentum.

Revenue Growth > 5%
66.53%
EPS Growth > 10%
19.91%

Financial Health Score

Moderate

DIMC shows balanced financial health with some risks.

Debt/Equity < 1
0.34
Current Ratio > 1
0.29

Profitability Score

Weak

DIMC struggles to sustain strong margins.

ROE > 15%
14.08%
Net Margin ≥ 15%
22.19%
Positive Free Cash Flow
No

Key Financial Metrics

Is DIMC Expensive or Cheap?

P/E Ratio

DIMC trades at 7.14 times earnings. This suggests potential undervaluation.

7.14

PEG Ratio

When adjusting for growth, DIMC's PEG of 5.11 indicates potential overvaluation.

5.11

Price to Book

The market values Dimeco, Inc. at 0.94 times its book value. This may indicate undervaluation.

0.94

EV/EBITDA

Enterprise value stands at 6.33 times EBITDA. This is generally considered low.

6.33

How Well Does DIMC Make Money?

Net Profit Margin

For every $100 in sales, Dimeco, Inc. keeps $22.19 as profit after all expenses.

22.19%

Operating Margin

Core operations generate 27.25 in profit for every $100 in revenue, before interest and taxes.

27.25%

ROE

Management delivers $14.08 in profit for every $100 of shareholder equity.

14.08%

ROA

Dimeco, Inc. generates $1.42 in profit for every $100 in assets, demonstrating efficient asset deployment.

1.42%

Following the Money - Real Cash Generation

Operating Cash Flow

Dimeco, Inc. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.

$0.00

Free Cash Flow

Dimeco, Inc. generates weak or negative free cash flow of $0.00, restricting financial flexibility.

$0.00

FCF Per Share

Each share generates $0.00 in free cash annually.

$0.00

FCF Yield

DIMC converts 0.00% of its market value into free cash.

0.00%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

7.14

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

5.11

vs 25 benchmark

P/B Ratio

Price to book value ratio

0.94

vs 25 benchmark

P/S Ratio

Price to sales ratio

1.59

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.34

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.29

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.14

vs 25 benchmark

ROA

Return on assets percentage

0.01

vs 25 benchmark

ROCE

Return on capital employed

0.12

vs 25 benchmark

How DIMC Stacks Against Its Sector Peers

MetricDIMC ValueSector AveragePerformance
P/E Ratio7.1418.66 Better (Cheaper)
ROE14.08%806.00% Weak
Net Margin22.19%-451.00% (disorted) Strong
Debt/Equity0.341.00 Strong (Low Leverage)
Current Ratio0.29662.02 Weak Liquidity
ROA1.42%-24409.00% (disorted) Weak

DIMC outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Dimeco, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

110.29%

Industry Style: Value, Dividend, Cyclical

High Growth

EPS CAGR

46.05%

Industry Style: Value, Dividend, Cyclical

High Growth

FCF CAGR

22.00%

Industry Style: Value, Dividend, Cyclical

High Growth

Fundamental Analysis FAQ