Deutsche Bank AG Fundamental Analysis (NYSE: DB)
Deutsche Bank AG (NYSE: DB) shows moderate financial fundamentals with a PE ratio of 11.40, profit margin of 13.63%, and ROE of 9.58%. The company generates $45.8B in annual revenue with weak year-over-year growth of -8.22%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 21.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze DB's fundamental strength across five key dimensions:
Efficiency Score
WeakDB struggles to generate sufficient returns from assets.
Valuation Score
ModerateDB shows balanced valuation metrics.
Growth Score
WeakDB faces weak or negative growth trends.
Financial Health Score
ModerateDB shows balanced financial health with some risks.
Profitability Score
WeakDB struggles to sustain strong margins.
Key Financial Metrics
Is DB Expensive or Cheap?
P/E Ratio
DB trades at 11.40 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, DB's PEG of 2.59 indicates potential overvaluation.
Price to Book
The market values Deutsche Bank AG at 1.05 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 4.07 times EBITDA. This is generally considered low.
How Well Does DB Make Money?
Net Profit Margin
For every $100 in sales, Deutsche Bank AG keeps $13.63 as profit after all expenses.
Operating Margin
Core operations generate 19.17 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.58 in profit for every $100 of shareholder equity.
ROA
Deutsche Bank AG generates $0.48 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Deutsche Bank AG generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Deutsche Bank AG generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
DB converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.40
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
2.59
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.05
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.16
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.22
vs 25 benchmark
Current Ratio
Current assets to current liabilities
4.62
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.007
vs 25 benchmark
How DB Stacks Against Its Sector Peers
| Metric | DB Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.40 | 21.14 | Better (Cheaper) |
| ROE | 9.58% | 673.00% | Weak |
| Net Margin | 13.63% | -559.00% (disorted) | Strong |
| Debt/Equity | 2.22 | 0.74 | Weak (High Leverage) |
| Current Ratio | 4.62 | 909.81 | Strong Liquidity |
| ROA | 0.48% | 4078559.00% | Weak |
DB outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Deutsche Bank AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
117.06%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
1409.93%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-100.00%
Industry Style: Value, Dividend, Cyclical
Declining