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Deutsche Bank AG

DBNYSE
Financial Services
Banks - Regional
$36.10
$0.30(0.84%)
U.S. Market is Open • 12:29

Deutsche Bank AG Fundamental Analysis

Deutsche Bank AG (DB) shows moderate financial fundamentals with a PE ratio of 10.23, profit margin of 12.79%, and ROE of 8.87%. The company generates $45.4B in annual revenue with weak year-over-year growth of -52.38%.

Key Strengths

Cash Position196.57%
PEG Ratio0.51

Areas of Concern

ROE8.87%
Current Ratio0.00
We analyze DB's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of -33.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

F
-33.9/100

We analyze DB's fundamental strength across five key dimensions:

Efficiency Score

Weak

DB struggles to generate sufficient returns from assets.

ROA > 10%
0.48%

Valuation Score

Excellent

DB trades at attractive valuation levels.

PE < 25
10.23
PEG Ratio < 2
0.51

Growth Score

Weak

DB faces weak or negative growth trends.

Revenue Growth > 5%
-52.38%
EPS Growth > 10%
-32.37%

Financial Health Score

Weak

DB carries high financial risk with limited liquidity.

Debt/Equity < 1
2.98
Current Ratio > 1
0.00

Profitability Score

Weak

DB struggles to sustain strong margins.

ROE > 15%
8.87%
Net Margin ≥ 15%
12.79%
Positive Free Cash Flow
No

Key Financial Metrics

Is DB Expensive or Cheap?

P/E Ratio

DB trades at 10.23 times earnings. This suggests potential undervaluation.

10.23

PEG Ratio

When adjusting for growth, DB's PEG of 0.51 indicates potential undervaluation.

0.51

Price to Book

The market values Deutsche Bank AG at 0.90 times its book value. This may indicate undervaluation.

0.90

EV/EBITDA

Enterprise value stands at -1.02 times EBITDA. This is generally considered low.

-1.02

How Well Does DB Make Money?

Net Profit Margin

For every $100 in sales, Deutsche Bank AG keeps $12.79 as profit after all expenses.

12.79%

Operating Margin

Core operations generate 17.95 in profit for every $100 in revenue, before interest and taxes.

17.95%

ROE

Management delivers $8.87 in profit for every $100 of shareholder equity.

8.87%

ROA

Deutsche Bank AG generates $0.48 in profit for every $100 in assets, demonstrating efficient asset deployment.

0.48%

Following the Money - Real Cash Generation

Operating Cash Flow

Deutsche Bank AG generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.

$0.00

Free Cash Flow

Deutsche Bank AG generates weak or negative free cash flow of $0.00, restricting financial flexibility.

$0.00

FCF Per Share

Each share generates $0.00 in free cash annually.

$0.00

FCF Yield

DB converts 0.00% of its market value into free cash.

0.00%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

10.23

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

0.51

vs 25 benchmark

P/B Ratio

Price to book value ratio

0.90

vs 25 benchmark

P/S Ratio

Price to sales ratio

1.10

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

2.98

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.00

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.09

vs 25 benchmark

ROA

Return on assets percentage

0.005

vs 25 benchmark

ROCE

Return on capital employed

0.007

vs 25 benchmark

How DB Stacks Against Its Sector Peers

MetricDB ValueSector AveragePerformance
P/E Ratio10.2318.86 Better (Cheaper)
ROE8.87%847.00% Weak
Net Margin12.79%4202.00% Weak
Debt/Equity2.980.91 Weak (High Leverage)
Current Ratio0.00667.17 Weak Liquidity
ROA0.48%-21543.00% (disorted) Weak

DB outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Deutsche Bank AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

30.35%

Industry Style: Value, Dividend, Cyclical

High Growth

EPS CAGR

167.66%

Industry Style: Value, Dividend, Cyclical

High Growth

FCF CAGR

25.21%

Industry Style: Value, Dividend, Cyclical

High Growth

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