Cubical Financial Services Limited
Cubical Financial Services Limited Fundamental Analysis
Cubical Financial Services Limited (CUBIFIN.BO) shows weak financial fundamentals with a PE ratio of 149.77, profit margin of 13.36%, and ROE of 1.15%. The company generates $0.0B in annual revenue with weak year-over-year growth of -46.03%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -4.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze CUBIFIN.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakCUBIFIN.BO struggles to generate sufficient returns from assets.
Valuation Score
ModerateCUBIFIN.BO shows balanced valuation metrics.
Growth Score
WeakCUBIFIN.BO faces weak or negative growth trends.
Financial Health Score
ExcellentCUBIFIN.BO maintains a strong and stable balance sheet.
Profitability Score
WeakCUBIFIN.BO struggles to sustain strong margins.
Key Financial Metrics
Is CUBIFIN.BO Expensive or Cheap?
P/E Ratio
CUBIFIN.BO trades at 149.77 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, CUBIFIN.BO's PEG of -2.60 indicates potential undervaluation.
Price to Book
The market values Cubical Financial Services Limited at 1.72 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 77.55 times EBITDA. This signals the market has high growth expectations.
How Well Does CUBIFIN.BO Make Money?
Net Profit Margin
For every $100 in sales, Cubical Financial Services Limited keeps $13.36 as profit after all expenses.
Operating Margin
Core operations generate 24.61 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.15 in profit for every $100 of shareholder equity.
ROA
Cubical Financial Services Limited generates $1.12 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Cubical Financial Services Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Cubical Financial Services Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
CUBIFIN.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
149.77
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-2.60
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.72
vs 25 benchmark
P/S Ratio
Price to sales ratio
18.87
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
53.50
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.01
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How CUBIFIN.BO Stacks Against Its Sector Peers
| Metric | CUBIFIN.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 149.77 | 19.02 | Worse (Expensive) |
| ROE | 1.15% | 808.00% | Weak |
| Net Margin | 13.36% | -7757.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 2.38 | Strong (Low Leverage) |
| Current Ratio | 53.50 | 610.97 | Strong Liquidity |
| ROA | 1.12% | -23941.00% (disorted) | Weak |
CUBIFIN.BO outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Cubical Financial Services Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
11.76%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-4.33%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-100.00%
Industry Style: Value, Dividend, Cyclical
Declining