Corporate Travel Management Limited
Corporate Travel Management Limited Fundamental Analysis
Corporate Travel Management Limited (CTMLF) shows moderate financial fundamentals with a PE ratio of 22.23, profit margin of 11.93%, and ROE of 7.19%. The company generates $0.7B in annual revenue with moderate year-over-year growth of 8.81%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 52.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze CTMLF's fundamental strength across five key dimensions:
Efficiency Score
WeakCTMLF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCTMLF trades at attractive valuation levels.
Growth Score
ModerateCTMLF shows steady but slowing expansion.
Financial Health Score
ExcellentCTMLF maintains a strong and stable balance sheet.
Profitability Score
WeakCTMLF struggles to sustain strong margins.
Key Financial Metrics
Is CTMLF Expensive or Cheap?
P/E Ratio
CTMLF trades at 22.23 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, CTMLF's PEG of 0.16 indicates potential undervaluation.
Price to Book
The market values Corporate Travel Management Limited at 1.60 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 11.10 times EBITDA. This signals the market has high growth expectations.
How Well Does CTMLF Make Money?
Net Profit Margin
For every $100 in sales, Corporate Travel Management Limited keeps $11.93 as profit after all expenses.
Operating Margin
Core operations generate 15.86 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $7.19 in profit for every $100 of shareholder equity.
ROA
Corporate Travel Management Limited generates $5.14 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Corporate Travel Management Limited produces operating cash flow of $127.10M, showing steady but balanced cash generation.
Free Cash Flow
Corporate Travel Management Limited generates strong free cash flow of $121.95M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.83 in free cash annually.
FCF Yield
CTMLF converts 6.46% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
22.23
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.16
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.60
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.66
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.03
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.34
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How CTMLF Stacks Against Its Sector Peers
| Metric | CTMLF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 22.23 | 24.38 | Neutral |
| ROE | 7.19% | 1158.00% | Weak |
| Net Margin | 11.93% | 858.00% | Weak |
| Debt/Equity | 0.03 | 0.78 | Strong (Low Leverage) |
| Current Ratio | 1.34 | 2.59 | Neutral |
| ROA | 5.14% | -7980.00% (disorted) | Weak |
CTMLF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Corporate Travel Management Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
20.97%
Industry Style: Cyclical, Growth, Discretionary
High GrowthEPS CAGR
-25.22%
Industry Style: Cyclical, Growth, Discretionary
DecliningFCF CAGR
-27.48%
Industry Style: Cyclical, Growth, Discretionary
Declining