China Pacific Insurance (Group) Co., Ltd.
China Pacific Insurance (Group) Co., Ltd. Fundamental Analysis
China Pacific Insurance (Group) Co., Ltd. (CHPXF) shows strong financial fundamentals with a PE ratio of 0.69, profit margin of 13.10%, and ROE of 18.86%. The company generates $3169.7B in annual revenue with strong year-over-year growth of 23.32%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 75.6/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze CHPXF's fundamental strength across five key dimensions:
Efficiency Score
WeakCHPXF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCHPXF trades at attractive valuation levels.
Growth Score
ExcellentCHPXF delivers strong and consistent growth momentum.
Financial Health Score
ModerateCHPXF shows balanced financial health with some risks.
Profitability Score
ModerateCHPXF maintains healthy but balanced margins.
Key Financial Metrics
Is CHPXF Expensive or Cheap?
P/E Ratio
CHPXF trades at 0.69 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, CHPXF's PEG of 0.07 indicates potential undervaluation.
Price to Book
The market values China Pacific Insurance (Group) Co., Ltd. at 0.12 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 1.81 times EBITDA. This is generally considered low.
How Well Does CHPXF Make Money?
Net Profit Margin
For every $100 in sales, China Pacific Insurance (Group) Co., Ltd. keeps $13.10 as profit after all expenses.
Operating Margin
Core operations generate 16.43 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $18.86 in profit for every $100 of shareholder equity.
ROA
China Pacific Insurance (Group) Co., Ltd. generates $1.70 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
China Pacific Insurance (Group) Co., Ltd. generates strong operating cash flow of $1.84T, reflecting robust business health.
Free Cash Flow
China Pacific Insurance (Group) Co., Ltd. generates strong free cash flow of $1.81T, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $187.95 in free cash annually.
FCF Yield
CHPXF converts 80.47% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.69
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.07
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.12
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.71
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.81
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.19
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How CHPXF Stacks Against Its Sector Peers
| Metric | CHPXF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.69 | 19.11 | Better (Cheaper) |
| ROE | 18.86% | 821.00% | Weak |
| Net Margin | 13.10% | 1655.00% | Weak |
| Debt/Equity | 0.81 | 1.00 | Neutral |
| Current Ratio | 0.00 | 659.22 | Weak Liquidity |
| ROA | 1.70% | 1976.00% | Weak |
CHPXF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews China Pacific Insurance (Group) Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-10.41%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
111.60%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-100.00%
Industry Style: Value, Dividend, Cyclical
Declining