The Chiba Bank, Ltd.
The Chiba Bank, Ltd. Fundamental Analysis
The Chiba Bank, Ltd. (CHBAF) shows strong financial fundamentals with a PE ratio of 0.11, profit margin of 22.39%, and ROE of 7.39%. The company generates $61714.9B in annual revenue with strong year-over-year growth of 17.12%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 52.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze CHBAF's fundamental strength across five key dimensions:
Efficiency Score
WeakCHBAF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCHBAF trades at attractive valuation levels.
Growth Score
ExcellentCHBAF delivers strong and consistent growth momentum.
Financial Health Score
ModerateCHBAF shows balanced financial health with some risks.
Profitability Score
WeakCHBAF struggles to sustain strong margins.
Key Financial Metrics
Is CHBAF Expensive or Cheap?
P/E Ratio
CHBAF trades at 0.11 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, CHBAF's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values The Chiba Bank, Ltd. at 0.01 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 13.08 times EBITDA. This signals the market has high growth expectations.
How Well Does CHBAF Make Money?
Net Profit Margin
For every $100 in sales, The Chiba Bank, Ltd. keeps $22.39 as profit after all expenses.
Operating Margin
Core operations generate 31.75 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $7.39 in profit for every $100 of shareholder equity.
ROA
The Chiba Bank, Ltd. generates $0.43 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
The Chiba Bank, Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
The Chiba Bank, Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
CHBAF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.11
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.008
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.82
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.75
vs 25 benchmark
Current Ratio
Current assets to current liabilities
5.77
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.004
vs 25 benchmark
ROCE
Return on capital employed
0.006
vs 25 benchmark
How CHBAF Stacks Against Its Sector Peers
| Metric | CHBAF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.11 | 18.91 | Better (Cheaper) |
| ROE | 7.39% | 810.00% | Weak |
| Net Margin | 22.39% | 1736.00% | Weak |
| Debt/Equity | 1.75 | 0.98 | Weak (High Leverage) |
| Current Ratio | 5.77 | 621.89 | Strong Liquidity |
| ROA | 0.43% | -23442.00% (disorted) | Weak |
CHBAF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The Chiba Bank, Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
60.37%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
62.78%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
21.84%
Industry Style: Value, Dividend, Cyclical
High Growth