CCCB Bancorp, Inc.
CCCB Bancorp, Inc. Fundamental Analysis
CCCB Bancorp, Inc. (CCYY) shows weak financial fundamentals with a PE ratio of 104.05, profit margin of 2.28%, and ROE of 0.99%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 28.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze CCYY's fundamental strength across five key dimensions:
Efficiency Score
WeakCCYY struggles to generate sufficient returns from assets.
Valuation Score
ModerateCCYY shows balanced valuation metrics.
Growth Score
ModerateCCYY shows steady but slowing expansion.
Financial Health Score
ModerateCCYY shows balanced financial health with some risks.
Profitability Score
ModerateCCYY maintains healthy but balanced margins.
Key Financial Metrics
Is CCYY Expensive or Cheap?
P/E Ratio
CCYY trades at 104.05 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, CCYY's PEG of 1.04 indicates fair valuation.
Price to Book
The market values CCCB Bancorp, Inc. at 1.05 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does CCYY Make Money?
Net Profit Margin
For every $100 in sales, CCCB Bancorp, Inc. keeps $2.28 as profit after all expenses.
Operating Margin
Core operations generate 1.59 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.99 in profit for every $100 of shareholder equity.
ROA
CCCB Bancorp, Inc. generates $0.07 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
CCCB Bancorp, Inc. generates limited operating cash flow of $142.05K, signaling weaker underlying cash strength.
Free Cash Flow
CCCB Bancorp, Inc. generates weak or negative free cash flow of $2.43K, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
CCYY converts 0.01% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
104.05
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.04
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.05
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.38
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.04
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.02
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.010
vs 25 benchmark
ROA
Return on assets percentage
0.001
vs 25 benchmark
ROCE
Return on capital employed
0.002
vs 25 benchmark
How CCYY Stacks Against Its Sector Peers
| Metric | CCYY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 104.05 | 18.66 | Worse (Expensive) |
| ROE | 0.99% | 806.00% | Weak |
| Net Margin | 2.28% | -451.00% (disorted) | Weak |
| Debt/Equity | 0.04 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 0.02 | 662.02 | Weak Liquidity |
| ROA | 0.07% | -24409.00% (disorted) | Weak |
CCYY outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews CCCB Bancorp, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical