BAWAG Group AG
BAWAG Group AG Fundamental Analysis
BAWAG Group AG (BWAGF) shows strong financial fundamentals with a PE ratio of 17.12, profit margin of 46.86%, and ROE of 13.55%. The company generates $1.2B in annual revenue with strong year-over-year growth of 46.79%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 50.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze BWAGF's fundamental strength across five key dimensions:
Efficiency Score
WeakBWAGF struggles to generate sufficient returns from assets.
Valuation Score
ModerateBWAGF shows balanced valuation metrics.
Growth Score
ExcellentBWAGF delivers strong and consistent growth momentum.
Financial Health Score
WeakBWAGF carries high financial risk with limited liquidity.
Profitability Score
WeakBWAGF struggles to sustain strong margins.
Key Financial Metrics
Is BWAGF Expensive or Cheap?
P/E Ratio
BWAGF trades at 17.12 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BWAGF's PEG of 4.55 indicates potential overvaluation.
Price to Book
The market values BAWAG Group AG at 2.30 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does BWAGF Make Money?
Net Profit Margin
For every $100 in sales, BAWAG Group AG keeps $46.86 as profit after all expenses.
Operating Margin
Core operations generate 30.98 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.55 in profit for every $100 of shareholder equity.
ROA
BAWAG Group AG generates $0.90 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
BAWAG Group AG generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
BAWAG Group AG generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
BWAGF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
17.12
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
4.55
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.30
vs 25 benchmark
P/S Ratio
Price to sales ratio
6.91
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.67
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.29
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.14
vs 25 benchmark
ROA
Return on assets percentage
0.009
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How BWAGF Stacks Against Its Sector Peers
| Metric | BWAGF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 17.12 | 19.21 | Better (Cheaper) |
| ROE | 13.55% | 817.00% | Weak |
| Net Margin | 46.86% | -464.00% (disorted) | Strong |
| Debt/Equity | 3.67 | 12.73 | Strong (Low Leverage) |
| Current Ratio | 0.29 | 659.50 | Weak Liquidity |
| ROA | 0.90% | -24814.00% (disorted) | Weak |
BWAGF outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews BAWAG Group AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
94.98%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
235.16%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-202.03%
Industry Style: Value, Dividend, Cyclical
Declining