Popular Capital Trust II PFD GTD 6.125% Fundamental Analysis
Popular Capital Trust II PFD GTD 6.125% (BPOPM) shows moderate financial fundamentals with a PE ratio of 12.23, profit margin of 20.43%, and ROE of 14.64%. The company generates $4.7B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 80.7/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze BPOPM's fundamental strength across five key dimensions:
Efficiency Score
WeakBPOPM struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBPOPM trades at attractive valuation levels.
Growth Score
WeakBPOPM faces weak or negative growth trends.
Financial Health Score
ModerateBPOPM shows balanced financial health with some risks.
Profitability Score
ModerateBPOPM maintains healthy but balanced margins.
Key Financial Metrics
Is BPOPM Expensive or Cheap?
P/E Ratio
BPOPM trades at 12.23 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BPOPM's PEG of 0.31 indicates potential undervaluation.
Price to Book
The market values Popular Capital Trust II PFD GTD 6.125% at 1.70 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 12.93 times EBITDA. This signals the market has high growth expectations.
How Well Does BPOPM Make Money?
Net Profit Margin
For every $100 in sales, Popular Capital Trust II PFD GTD 6.125% keeps $20.43 as profit after all expenses.
Operating Margin
Core operations generate 24.41 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $14.64 in profit for every $100 of shareholder equity.
ROA
Popular Capital Trust II PFD GTD 6.125% generates $1.18 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Popular Capital Trust II PFD GTD 6.125% produces operating cash flow of $958.61M, showing steady but balanced cash generation.
Free Cash Flow
Popular Capital Trust II PFD GTD 6.125% generates strong free cash flow of $763.67M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $11.02 in free cash annually.
FCF Yield
BPOPM converts 6.68% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
12.23
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.31
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.70
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.43
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.20
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.39
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.15
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.15
vs 25 benchmark
How BPOPM Stacks Against Its Sector Peers
| Metric | BPOPM Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 12.23 | 20.79 | Better (Cheaper) |
| ROE | 14.64% | 622.00% | Weak |
| Net Margin | 20.43% | -1174.00% (disorted) | Strong |
| Debt/Equity | 0.20 | 1.51 | Strong (Low Leverage) |
| Current Ratio | 0.39 | 935.58 | Weak Liquidity |
| ROA | 1.18% | -788.00% (disorted) | Weak |
BPOPM outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Popular Capital Trust II PFD GTD 6.125%'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical