Banco Macro S.A.
Banco Macro S.A. Fundamental Analysis
Banco Macro S.A. (BMA) shows weak financial fundamentals with a PE ratio of 26.50, profit margin of 5.29%, and ROE of 6.56%. The company generates $5507.2B in annual revenue with weak year-over-year growth of -33.31%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -57347.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BMA's fundamental strength across five key dimensions:
Efficiency Score
WeakBMA struggles to generate sufficient returns from assets.
Valuation Score
ModerateBMA shows balanced valuation metrics.
Growth Score
WeakBMA faces weak or negative growth trends.
Financial Health Score
ModerateBMA shows balanced financial health with some risks.
Profitability Score
WeakBMA struggles to sustain strong margins.
Key Financial Metrics
Is BMA Expensive or Cheap?
P/E Ratio
BMA trades at 26.50 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BMA's PEG of -0.00 indicates potential undervaluation.
Price to Book
The market values Banco Macro S.A. at 1.62 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 15.17 times EBITDA. This signals the market has high growth expectations.
How Well Does BMA Make Money?
Net Profit Margin
For every $100 in sales, Banco Macro S.A. keeps $5.29 as profit after all expenses.
Operating Margin
Core operations generate 8.27 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $6.56 in profit for every $100 of shareholder equity.
ROA
Banco Macro S.A. generates $1.42 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Banco Macro S.A. generates limited operating cash flow of $-2.33T, signaling weaker underlying cash strength.
Free Cash Flow
Banco Macro S.A. generates weak or negative free cash flow of $-2.44T, restricting financial flexibility.
FCF Per Share
Each share generates $-38228.25 in free cash annually.
FCF Yield
BMA converts -31.67% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
26.50
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.62
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.40
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.31
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.27
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How BMA Stacks Against Its Sector Peers
| Metric | BMA Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 26.50 | 18.73 | Worse (Expensive) |
| ROE | 6.56% | 847.00% | Weak |
| Net Margin | 5.29% | 2562.00% | Weak |
| Debt/Equity | 0.31 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.27 | 674.76 | Weak Liquidity |
| ROA | 1.42% | -21692.00% (disorted) | Weak |
BMA outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Banco Macro S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
4536.82%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
664.08%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
6925.52%
Industry Style: Value, Dividend, Cyclical
High Growth