Bank of Cyprus Holdings Public Limited Company Fundamental Analysis
Bank of Cyprus Holdings Public Limited Company Fundamental Analysis
Bank of Cyprus Holdings Public Limited Company (BKCYF) shows moderate financial fundamentals with a PE ratio of 9.27, profit margin of 42.45%, and ROE of 16.71%. The company generates $1.1B in annual revenue with weak year-over-year growth of -9.96%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 39.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BKCYF's fundamental strength across five key dimensions:
Efficiency Score
WeakBKCYF struggles to generate sufficient returns from assets.
Valuation Score
ModerateBKCYF shows balanced valuation metrics.
Growth Score
WeakBKCYF faces weak or negative growth trends.
Financial Health Score
ModerateBKCYF shows balanced financial health with some risks.
Profitability Score
ModerateBKCYF maintains healthy but balanced margins.
Key Financial Metrics
Is BKCYF Expensive or Cheap?
P/E Ratio
BKCYF trades at 9.27 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BKCYF's PEG of 3.84 indicates potential overvaluation.
Price to Book
The market values Bank of Cyprus Holdings Public Limited Company at 1.47 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 19.38 times EBITDA. This signals the market has high growth expectations.
How Well Does BKCYF Make Money?
Net Profit Margin
For every $100 in sales, Bank of Cyprus Holdings Public Limited Company keeps $42.45 as profit after all expenses.
Operating Margin
Core operations generate 48.74 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $16.71 in profit for every $100 of shareholder equity.
ROA
Bank of Cyprus Holdings Public Limited Company generates $1.69 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Bank of Cyprus Holdings Public Limited Company generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Bank of Cyprus Holdings Public Limited Company generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
BKCYF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.27
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
3.84
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.47
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.94
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.45
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.34
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.17
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How BKCYF Stacks Against Its Sector Peers
| Metric | BKCYF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.27 | 19.38 | Better (Cheaper) |
| ROE | 16.71% | 804.00% | Weak |
| Net Margin | 42.45% | -7645.00% (disorted) | Strong |
| Debt/Equity | 0.45 | 1.07 | Strong (Low Leverage) |
| Current Ratio | 0.34 | 609.22 | Weak Liquidity |
| ROA | 1.69% | -20999.00% (disorted) | Weak |
BKCYF outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Bank of Cyprus Holdings Public Limited Company's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
80.58%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
447.44%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
873.69%
Industry Style: Value, Dividend, Cyclical
High Growth