Berner Kantonalbank AG Fundamental Analysis (SIX: BEKN.SW)
Berner Kantonalbank AG Fundamental Analysis (SIX: BEKN.SW)
Berner Kantonalbank AG (SIX: BEKN.SW) shows moderate financial fundamentals with a PE ratio of 19.59, profit margin of 26.42%, and ROE of 5.89%. The company generates $0.7B in annual revenue with weak year-over-year growth of -8.95%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 36.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BEKN.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakBEKN.SW struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBEKN.SW trades at attractive valuation levels.
Growth Score
WeakBEKN.SW faces weak or negative growth trends.
Financial Health Score
ModerateBEKN.SW shows balanced financial health with some risks.
Profitability Score
ModerateBEKN.SW maintains healthy but balanced margins.
Key Financial Metrics
Is BEKN.SW Expensive or Cheap?
P/E Ratio
BEKN.SW trades at 19.59 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BEKN.SW's PEG of -384.70 indicates potential undervaluation.
Price to Book
The market values Berner Kantonalbank AG at 1.15 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -2.41 times EBITDA. This is generally considered low.
How Well Does BEKN.SW Make Money?
Net Profit Margin
For every $100 in sales, Berner Kantonalbank AG keeps $26.42 as profit after all expenses.
Operating Margin
Core operations generate 30.42 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $5.89 in profit for every $100 of shareholder equity.
ROA
Berner Kantonalbank AG generates $0.41 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Berner Kantonalbank AG generates strong operating cash flow of $437.89M, reflecting robust business health.
Free Cash Flow
Berner Kantonalbank AG generates strong free cash flow of $400.72M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $43.29 in free cash annually.
FCF Yield
BEKN.SW converts 11.26% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
19.59
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-384.70
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.15
vs 25 benchmark
P/S Ratio
Price to sales ratio
5.18
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
4.009
vs 25 benchmark
Current Ratio
Current assets to current liabilities
4.29
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.06
vs 25 benchmark
ROA
Return on assets percentage
0.004
vs 25 benchmark
ROCE
Return on capital employed
0.005
vs 25 benchmark
How BEKN.SW Stacks Against Its Sector Peers
| Metric | BEKN.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 19.59 | 21.03 | Neutral |
| ROE | 5.89% | 647.00% | Weak |
| Net Margin | 26.42% | -1591.00% (disorted) | Strong |
| Debt/Equity | 4.01 | 0.90 | Weak (High Leverage) |
| Current Ratio | 4.29 | 912.43 | Strong Liquidity |
| ROA | 0.41% | -579.00% (disorted) | Weak |
BEKN.SW outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Berner Kantonalbank AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
37.76%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
18.04%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-25.76%
Industry Style: Value, Dividend, Cyclical
Declining