Banque Cantonale Vaudoise Fundamental Analysis (SIX: BCVN.SW)
Banque Cantonale Vaudoise Fundamental Analysis (SIX: BCVN.SW)
Banque Cantonale Vaudoise (SIX: BCVN.SW) shows strong financial fundamentals with a PE ratio of 24.04, profit margin of 30.05%, and ROE of 11.28%. The company generates $1.5B in annual revenue with strong year-over-year growth of 22.46%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 64.7/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze BCVN.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakBCVN.SW struggles to generate sufficient returns from assets.
Valuation Score
ModerateBCVN.SW shows balanced valuation metrics.
Growth Score
ModerateBCVN.SW shows steady but slowing expansion.
Financial Health Score
ModerateBCVN.SW shows balanced financial health with some risks.
Profitability Score
ModerateBCVN.SW maintains healthy but balanced margins.
Key Financial Metrics
Is BCVN.SW Expensive or Cheap?
P/E Ratio
BCVN.SW trades at 24.04 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BCVN.SW's PEG of 20.28 indicates potential overvaluation.
Price to Book
The market values Banque Cantonale Vaudoise at 2.76 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 3.79 times EBITDA. This is generally considered low.
How Well Does BCVN.SW Make Money?
Net Profit Margin
For every $100 in sales, Banque Cantonale Vaudoise keeps $30.05 as profit after all expenses.
Operating Margin
Core operations generate 35.20 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $11.28 in profit for every $100 of shareholder equity.
ROA
Banque Cantonale Vaudoise generates $0.69 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Banque Cantonale Vaudoise generates strong operating cash flow of $551.00M, reflecting robust business health.
Free Cash Flow
Banque Cantonale Vaudoise generates strong free cash flow of $482.00M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $5.61 in free cash annually.
FCF Yield
BCVN.SW converts 4.56% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
24.04
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
20.28
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.76
vs 25 benchmark
P/S Ratio
Price to sales ratio
7.22
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
4.41
vs 25 benchmark
Current Ratio
Current assets to current liabilities
5.98
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.008
vs 25 benchmark
How BCVN.SW Stacks Against Its Sector Peers
| Metric | BCVN.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 24.04 | 21.03 | Worse (Expensive) |
| ROE | 11.28% | 647.00% | Weak |
| Net Margin | 30.05% | -1591.00% (disorted) | Strong |
| Debt/Equity | 4.41 | 0.90 | Weak (High Leverage) |
| Current Ratio | 5.98 | 912.43 | Strong Liquidity |
| ROA | 0.69% | -579.00% (disorted) | Weak |
BCVN.SW outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Banque Cantonale Vaudoise's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
46.82%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
29.77%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-82.84%
Industry Style: Value, Dividend, Cyclical
Declining