Banque Cantonale de Genève S.A. Fundamental Analysis (SIX: BCGE.SW)
Banque Cantonale de Genève S.A. Fundamental Analysis (SIX: BCGE.SW)
Banque Cantonale de Genève S.A. (SIX: BCGE.SW) shows strong financial fundamentals with a PE ratio of 9.81, profit margin of 36.83%, and ROE of 9.03%. The company generates $0.6B in annual revenue with strong year-over-year growth of 27.49%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 35.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BCGE.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakBCGE.SW struggles to generate sufficient returns from assets.
Valuation Score
ModerateBCGE.SW shows balanced valuation metrics.
Growth Score
ModerateBCGE.SW shows steady but slowing expansion.
Financial Health Score
ModerateBCGE.SW shows balanced financial health with some risks.
Profitability Score
WeakBCGE.SW struggles to sustain strong margins.
Key Financial Metrics
Is BCGE.SW Expensive or Cheap?
P/E Ratio
BCGE.SW trades at 9.81 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BCGE.SW's PEG of 15.05 indicates potential overvaluation.
Price to Book
The market values Banque Cantonale de Genève S.A. at 0.87 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -3.12 times EBITDA. This is generally considered low.
How Well Does BCGE.SW Make Money?
Net Profit Margin
For every $100 in sales, Banque Cantonale de Genève S.A. keeps $36.83 as profit after all expenses.
Operating Margin
Core operations generate 42.47 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.03 in profit for every $100 of shareholder equity.
ROA
Banque Cantonale de Genève S.A. generates $0.63 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Banque Cantonale de Genève S.A. generates limited operating cash flow of $-628.93M, signaling weaker underlying cash strength.
Free Cash Flow
Banque Cantonale de Genève S.A. generates weak or negative free cash flow of $-747.29M, restricting financial flexibility.
FCF Per Share
Each share generates $-10.44 in free cash annually.
FCF Yield
BCGE.SW converts -34.45% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.81
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
15.05
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.87
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.62
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
4.21
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.45
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.006
vs 25 benchmark
ROCE
Return on capital employed
0.009
vs 25 benchmark
How BCGE.SW Stacks Against Its Sector Peers
| Metric | BCGE.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.81 | 21.03 | Better (Cheaper) |
| ROE | 9.03% | 647.00% | Weak |
| Net Margin | 36.83% | -1591.00% (disorted) | Strong |
| Debt/Equity | 4.21 | 0.90 | Weak (High Leverage) |
| Current Ratio | 1.45 | 912.43 | Neutral |
| ROA | 0.63% | -579.00% (disorted) | Weak |
BCGE.SW outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Banque Cantonale de Genève S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
73.36%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
108.09%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-205.33%
Industry Style: Value, Dividend, Cyclical
Declining