BB Seguridade Participações S.A.
BB Seguridade Participações S.A. Fundamental Analysis
BB Seguridade Participações S.A. (BBSEY) shows moderate financial fundamentals with a PE ratio of 7.32, profit margin of 1.50%, and ROE of 79.48%. The company generates $6.1B in annual revenue with weak year-over-year growth of -41.46%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 18.8/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BBSEY's fundamental strength across five key dimensions:
Efficiency Score
ExcellentBBSEY demonstrates superior asset utilization.
Valuation Score
ExcellentBBSEY trades at attractive valuation levels.
Growth Score
WeakBBSEY faces weak or negative growth trends.
Financial Health Score
ModerateBBSEY shows balanced financial health with some risks.
Profitability Score
ModerateBBSEY maintains healthy but balanced margins.
Key Financial Metrics
Is BBSEY Expensive or Cheap?
P/E Ratio
BBSEY trades at 7.32 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BBSEY's PEG of 0.24 indicates potential undervaluation.
Price to Book
The market values BB Seguridade Participações S.A. at 5.38 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 7.49 times EBITDA. This is generally considered low.
How Well Does BBSEY Make Money?
Net Profit Margin
For every $100 in sales, BB Seguridade Participações S.A. keeps $1.50 as profit after all expenses.
Operating Margin
Core operations generate 1.61 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $79.48 in profit for every $100 of shareholder equity.
ROA
BB Seguridade Participações S.A. generates $47.41 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
BB Seguridade Participações S.A. generates strong operating cash flow of $6.86B, reflecting robust business health.
Free Cash Flow
BB Seguridade Participações S.A. generates strong free cash flow of $6.86B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $3.53 in free cash annually.
FCF Yield
BBSEY converts 10.24% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
7.32
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.24
vs 25 benchmark
P/B Ratio
Price to book value ratio
5.38
vs 25 benchmark
P/S Ratio
Price to sales ratio
11.01
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.79
vs 25 benchmark
ROA
Return on assets percentage
0.47
vs 25 benchmark
ROCE
Return on capital employed
0.51
vs 25 benchmark
How BBSEY Stacks Against Its Sector Peers
| Metric | BBSEY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 7.32 | 18.83 | Better (Cheaper) |
| ROE | 79.48% | 822.00% | Weak |
| Net Margin | 150.50% | 2005.00% | Weak |
| Debt/Equity | 0.00 | 1.01 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 673.11 | Weak Liquidity |
| ROA | 47.41% | -23560.00% (disorted) | Strong |
BBSEY outperforms its industry in 3 out of 6 key metrics, particularly excelling in ROA, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews BB Seguridade Participações S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
19.45%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
140.85%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
67.06%
Industry Style: Value, Dividend, Cyclical
High Growth