Banco BBVA Argentina S.A. Fundamental Analysis
Banco BBVA Argentina S.A. (BBAR) shows moderate financial fundamentals with a PE ratio of 17.19, profit margin of 4.88%, and ROE of 9.21%. The company generates $6194.6B in annual revenue with strong year-over-year growth of 10.07%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -11560.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BBAR's fundamental strength across five key dimensions:
Efficiency Score
WeakBBAR struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBBAR trades at attractive valuation levels.
Growth Score
ModerateBBAR shows steady but slowing expansion.
Financial Health Score
ModerateBBAR shows balanced financial health with some risks.
Profitability Score
WeakBBAR struggles to sustain strong margins.
Key Financial Metrics
Is BBAR Expensive or Cheap?
P/E Ratio
BBAR trades at 17.19 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BBAR's PEG of -0.00 indicates potential undervaluation.
Price to Book
The market values Banco BBVA Argentina S.A. at 1.33 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 13.72 times EBITDA. This signals the market has high growth expectations.
How Well Does BBAR Make Money?
Net Profit Margin
For every $100 in sales, Banco BBVA Argentina S.A. keeps $4.88 as profit after all expenses.
Operating Margin
Core operations generate 8.04 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.21 in profit for every $100 of shareholder equity.
ROA
Banco BBVA Argentina S.A. generates $1.18 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Banco BBVA Argentina S.A. generates limited operating cash flow of $-1.35T, signaling weaker underlying cash strength.
Free Cash Flow
Banco BBVA Argentina S.A. generates weak or negative free cash flow of $-1.58T, restricting financial flexibility.
FCF Per Share
Each share generates $-7735.87 in free cash annually.
FCF Yield
BBAR converts -30.28% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
17.19
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.33
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.84
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.19
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.43
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.06
vs 25 benchmark
How BBAR Stacks Against Its Sector Peers
| Metric | BBAR Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 17.19 | 19.47 | Better (Cheaper) |
| ROE | 9.21% | 804.00% | Weak |
| Net Margin | 4.88% | -7627.00% (disorted) | Weak |
| Debt/Equity | 0.19 | 1.08 | Strong (Low Leverage) |
| Current Ratio | 0.43 | 610.28 | Weak Liquidity |
| ROA | 1.18% | -20962.00% (disorted) | Weak |
BBAR outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Banco BBVA Argentina S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
1292.85%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
745.96%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
16040.78%
Industry Style: Value, Dividend, Cyclical
High Growth