BFC Capital Trust II PFD TR 7.20% Fundamental Analysis
BFC Capital Trust II PFD TR 7.20% (BANFP) shows moderate financial fundamentals with a PE ratio of 15.35, profit margin of 29.66%, and ROE of 13.62%. The company generates $4.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 76.3/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze BANFP's fundamental strength across five key dimensions:
Efficiency Score
WeakBANFP struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBANFP trades at attractive valuation levels.
Growth Score
ModerateBANFP shows steady but slowing expansion.
Financial Health Score
ModerateBANFP shows balanced financial health with some risks.
Profitability Score
ModerateBANFP maintains healthy but balanced margins.
Key Financial Metrics
Is BANFP Expensive or Cheap?
P/E Ratio
BANFP trades at 15.35 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BANFP's PEG of 1.45 indicates fair valuation.
Price to Book
The market values BFC Capital Trust II PFD TR 7.20% at 2.01 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 25.30 times EBITDA. This signals the market has high growth expectations.
How Well Does BANFP Make Money?
Net Profit Margin
For every $100 in sales, BFC Capital Trust II PFD TR 7.20% keeps $29.66 as profit after all expenses.
Operating Margin
Core operations generate 37.78 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.62 in profit for every $100 of shareholder equity.
ROA
BFC Capital Trust II PFD TR 7.20% generates $1.64 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
BFC Capital Trust II PFD TR 7.20% generates strong operating cash flow of $1.35B, reflecting robust business health.
Free Cash Flow
BFC Capital Trust II PFD TR 7.20% generates strong free cash flow of $1.13B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $7.04 in free cash annually.
FCF Yield
BANFP converts 6.18% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
15.35
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.45
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.007
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.58
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.05
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.47
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.14
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.14
vs 25 benchmark
How BANFP Stacks Against Its Sector Peers
| Metric | BANFP Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 15.35 | 20.79 | Better (Cheaper) |
| ROE | 13.62% | 622.00% | Weak |
| Net Margin | 29.66% | -1174.00% (disorted) | Strong |
| Debt/Equity | 0.05 | 1.51 | Strong (Low Leverage) |
| Current Ratio | 0.47 | 935.58 | Weak Liquidity |
| ROA | 1.64% | -788.00% (disorted) | Weak |
BANFP outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews BFC Capital Trust II PFD TR 7.20%'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical