BFC Capital Trust II PFD TR 7.20%
BFC Capital Trust II PFD TR 7.20% Fundamental Analysis
BFC Capital Trust II PFD TR 7.20% (BANFP) shows strong financial fundamentals with a PE ratio of 15.21, profit margin of 29.19%, and ROE of 13.68%. The company generates $3.9B in annual revenue with strong year-over-year growth of 16.06%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 74.0/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze BANFP's fundamental strength across five key dimensions:
Efficiency Score
WeakBANFP struggles to generate sufficient returns from assets.
Valuation Score
ModerateBANFP shows balanced valuation metrics.
Growth Score
ModerateBANFP shows steady but slowing expansion.
Financial Health Score
ExcellentBANFP maintains a strong and stable balance sheet.
Profitability Score
WeakBANFP struggles to sustain strong margins.
Key Financial Metrics
Is BANFP Expensive or Cheap?
P/E Ratio
BANFP trades at 15.21 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BANFP's PEG of 13.57 indicates potential overvaluation.
Price to Book
The market values BFC Capital Trust II PFD TR 7.20% at 1.97 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 11.55 times EBITDA. This signals the market has high growth expectations.
How Well Does BANFP Make Money?
Net Profit Margin
For every $100 in sales, BFC Capital Trust II PFD TR 7.20% keeps $29.19 as profit after all expenses.
Operating Margin
Core operations generate 36.80 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.68 in profit for every $100 of shareholder equity.
ROA
BFC Capital Trust II PFD TR 7.20% generates $1.62 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
BFC Capital Trust II PFD TR 7.20% generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
BFC Capital Trust II PFD TR 7.20% generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
BANFP converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
15.21
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
13.57
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.97
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.46
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.07
vs 25 benchmark
Current Ratio
Current assets to current liabilities
20.32
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.14
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How BANFP Stacks Against Its Sector Peers
| Metric | BANFP Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 15.21 | 18.56 | Better (Cheaper) |
| ROE | 13.68% | 828.00% | Weak |
| Net Margin | 29.19% | 2518.00% | Weak |
| Debt/Equity | 0.07 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 20.32 | 663.54 | Strong Liquidity |
| ROA | 1.62% | -21156.00% (disorted) | Weak |
BANFP outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews BFC Capital Trust II PFD TR 7.20%'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
70.59%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
58.39%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
62.25%
Industry Style: Value, Dividend, Cyclical
High Growth