Julius Baer Gruppe AG Fundamental Analysis (SIX: BAER.SW)
Julius Baer Gruppe AG Fundamental Analysis (SIX: BAER.SW)
Julius Baer Gruppe AG (SIX: BAER.SW) shows strong financial fundamentals with a PE ratio of 12.71, profit margin of 19.03%, and ROE of 15.62%. The company generates $6.0B in annual revenue with strong year-over-year growth of 51.98%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 65.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze BAER.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakBAER.SW struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBAER.SW trades at attractive valuation levels.
Growth Score
ModerateBAER.SW shows steady but slowing expansion.
Financial Health Score
ModerateBAER.SW shows balanced financial health with some risks.
Profitability Score
ExcellentBAER.SW achieves industry-leading margins.
Key Financial Metrics
Is BAER.SW Expensive or Cheap?
P/E Ratio
BAER.SW trades at 12.71 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BAER.SW's PEG of 0.40 indicates potential undervaluation.
Price to Book
The market values Julius Baer Gruppe AG at 1.97 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 7.12 times EBITDA. This is generally considered low.
How Well Does BAER.SW Make Money?
Net Profit Margin
For every $100 in sales, Julius Baer Gruppe AG keeps $19.03 as profit after all expenses.
Operating Margin
Core operations generate 23.04 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $15.62 in profit for every $100 of shareholder equity.
ROA
Julius Baer Gruppe AG generates $0.98 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Julius Baer Gruppe AG generates limited operating cash flow of $336.45M, signaling weaker underlying cash strength.
Free Cash Flow
Julius Baer Gruppe AG generates weak or negative free cash flow of $42.84M, restricting financial flexibility.
FCF Per Share
Each share generates $0.21 in free cash annually.
FCF Yield
BAER.SW converts 0.29% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
12.71
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.40
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.97
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.42
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.51
vs 25 benchmark
Current Ratio
Current assets to current liabilities
20.89
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.16
vs 25 benchmark
ROA
Return on assets percentage
0.010
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How BAER.SW Stacks Against Its Sector Peers
| Metric | BAER.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 12.71 | 21.05 | Better (Cheaper) |
| ROE | 15.62% | 653.00% | Weak |
| Net Margin | 19.03% | -610.00% (disorted) | Strong |
| Debt/Equity | 1.51 | 0.88 | Weak (High Leverage) |
| Current Ratio | 20.89 | 891.58 | Strong Liquidity |
| ROA | 0.98% | 6602.00% | Weak |
BAER.SW outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Julius Baer Gruppe AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
52.63%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
14.47%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
106.36%
Industry Style: Value, Dividend, Cyclical
High Growth