AXA S.A. Fundamental Analysis (XETRA: AXA.DE)
AXA S.A. (XETRA: AXA.DE) shows strong financial fundamentals with a PE ratio of 8.47, profit margin of 10.28%, and ROE of 26.14%. The company generates $116.2B in annual revenue with strong year-over-year growth of 21.60%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 64.7/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze AXA.DE's fundamental strength across five key dimensions:
Efficiency Score
WeakAXA.DE struggles to generate sufficient returns from assets.
Valuation Score
ExcellentAXA.DE trades at attractive valuation levels.
Growth Score
ExcellentAXA.DE delivers strong and consistent growth momentum.
Financial Health Score
WeakAXA.DE carries high financial risk with limited liquidity.
Profitability Score
ModerateAXA.DE maintains healthy but balanced margins.
Key Financial Metrics
Is AXA.DE Expensive or Cheap?
P/E Ratio
AXA.DE trades at 8.47 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, AXA.DE's PEG of 0.21 indicates potential undervaluation.
Price to Book
The market values AXA S.A. at 1.90 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 3.64 times EBITDA. This is generally considered low.
How Well Does AXA.DE Make Money?
Net Profit Margin
For every $100 in sales, AXA S.A. keeps $10.28 as profit after all expenses.
Operating Margin
Core operations generate -6.91 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $26.14 in profit for every $100 of shareholder equity.
ROA
AXA S.A. generates $1.85 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
AXA S.A. produces operating cash flow of $13.85B, showing steady but balanced cash generation.
Free Cash Flow
AXA S.A. generates strong free cash flow of $13.44B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $6.64 in free cash annually.
FCF Yield
AXA.DE converts 16.01% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.47
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.21
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.90
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.72
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.45
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.30
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.26
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
-0.05
vs 25 benchmark
How AXA.DE Stacks Against Its Sector Peers
| Metric | AXA.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.47 | 20.33 | Better (Cheaper) |
| ROE | 26.14% | 633.00% | Weak |
| Net Margin | 10.28% | -432.00% (disorted) | Strong |
| Debt/Equity | 1.45 | 0.83 | Weak (High Leverage) |
| Current Ratio | 0.30 | 820.97 | Weak Liquidity |
| ROA | 1.85% | 81.00% | Weak |
AXA.DE outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews AXA S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
10.74%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
252.69%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-4.17%
Industry Style: Value, Dividend, Cyclical
Declining