Ategrity Specialty Holdings LLC
Ategrity Specialty Holdings LLC Fundamental Analysis
Ategrity Specialty Holdings LLC (ASIC) shows strong financial fundamentals with a PE ratio of 10.96, profit margin of 19.36%, and ROE of 15.21%. The company generates $0.5B in annual revenue with strong year-over-year growth of 23.41%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 81.2/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze ASIC's fundamental strength across five key dimensions:
Efficiency Score
WeakASIC struggles to generate sufficient returns from assets.
Valuation Score
ExcellentASIC trades at attractive valuation levels.
Growth Score
ExcellentASIC delivers strong and consistent growth momentum.
Financial Health Score
ExcellentASIC maintains a strong and stable balance sheet.
Profitability Score
ExcellentASIC achieves industry-leading margins.
Key Financial Metrics
Is ASIC Expensive or Cheap?
P/E Ratio
ASIC trades at 10.96 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, ASIC's PEG of 0.03 indicates potential undervaluation.
Price to Book
The market values Ategrity Specialty Holdings LLC at 1.58 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 8.66 times EBITDA. This is generally considered low.
How Well Does ASIC Make Money?
Net Profit Margin
For every $100 in sales, Ategrity Specialty Holdings LLC keeps $19.36 as profit after all expenses.
Operating Margin
Core operations generate 25.41 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $15.21 in profit for every $100 of shareholder equity.
ROA
Ategrity Specialty Holdings LLC generates $6.99 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Ategrity Specialty Holdings LLC produces operating cash flow of $55.29M, showing steady but balanced cash generation.
Free Cash Flow
Ategrity Specialty Holdings LLC generates strong free cash flow of $48.83M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.02 in free cash annually.
FCF Yield
ASIC converts 4.90% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
10.96
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.03
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.58
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.12
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.002
vs 25 benchmark
Current Ratio
Current assets to current liabilities
9.70
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.15
vs 25 benchmark
ROA
Return on assets percentage
0.07
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How ASIC Stacks Against Its Sector Peers
| Metric | ASIC Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 10.96 | 18.88 | Better (Cheaper) |
| ROE | 15.21% | 801.00% | Weak |
| Net Margin | 19.36% | 2213.00% | Weak |
| Debt/Equity | 0.00 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 9.70 | 615.97 | Strong Liquidity |
| ROA | 6.99% | -19854.00% (disorted) | Weak |
ASIC outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Ategrity Specialty Holdings LLC's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
84.89%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
674.38%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
80.57%
Industry Style: Value, Dividend, Cyclical
High Growth