Argo Group International Holdings, Ltd. Fundamental Analysis
Argo Group International Holdings, Ltd. Fundamental Analysis
Argo Group International Holdings, Ltd. (ARGO-PA) shows moderate financial fundamentals with a PE ratio of 12.53, profit margin of 13.60%, and ROE of 5.02%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 43.5/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze ARGO-PA's fundamental strength across five key dimensions:
Efficiency Score
WeakARGO-PA struggles to generate sufficient returns from assets.
Valuation Score
ExcellentARGO-PA trades at attractive valuation levels.
Growth Score
WeakARGO-PA faces weak or negative growth trends.
Financial Health Score
ModerateARGO-PA shows balanced financial health with some risks.
Profitability Score
WeakARGO-PA struggles to sustain strong margins.
Key Financial Metrics
Is ARGO-PA Expensive or Cheap?
P/E Ratio
ARGO-PA trades at 12.53 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, ARGO-PA's PEG of -0.02 indicates potential undervaluation.
Price to Book
The market values Argo Group International Holdings, Ltd. at 0.62 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 18.70 times EBITDA. This signals the market has high growth expectations.
How Well Does ARGO-PA Make Money?
Net Profit Margin
For every $100 in sales, Argo Group International Holdings, Ltd. keeps $13.60 as profit after all expenses.
Operating Margin
Core operations generate 0.00 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $5.02 in profit for every $100 of shareholder equity.
ROA
Argo Group International Holdings, Ltd. generates $0.96 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Argo Group International Holdings, Ltd. generates limited operating cash flow of $-2.08, signaling weaker underlying cash strength.
Free Cash Flow
Argo Group International Holdings, Ltd. generates weak or negative free cash flow of $-3.64, restricting financial flexibility.
FCF Per Share
Each share generates $-0.28 in free cash annually.
FCF Yield
ARGO-PA converts -0.93% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
12.53
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.62
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.72
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.05
vs 25 benchmark
ROA
Return on assets percentage
0.010
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How ARGO-PA Stacks Against Its Sector Peers
| Metric | ARGO-PA Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 12.53 | 21.41 | Better (Cheaper) |
| ROE | 5.02% | 640.00% | Weak |
| Net Margin | 13.60% | -923.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 1.51 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 921.00 | Weak Liquidity |
| ROA | 0.96% | -855.00% (disorted) | Weak |
ARGO-PA outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Argo Group International Holdings, Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical