Federal Agricultural Mortgage Corporation
Federal Agricultural Mortgage Corporation Fundamental Analysis
Federal Agricultural Mortgage Corporation (AGM-A) shows strong financial fundamentals with a PE ratio of 9.05, profit margin of 11.32%, and ROE of 11.27%. The company generates $2.0B in annual revenue with strong year-over-year growth of 14.74%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 45.5/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze AGM-A's fundamental strength across five key dimensions:
Efficiency Score
WeakAGM-A struggles to generate sufficient returns from assets.
Valuation Score
ExcellentAGM-A trades at attractive valuation levels.
Growth Score
ModerateAGM-A shows steady but slowing expansion.
Financial Health Score
WeakAGM-A carries high financial risk with limited liquidity.
Profitability Score
WeakAGM-A struggles to sustain strong margins.
Key Financial Metrics
Is AGM-A Expensive or Cheap?
P/E Ratio
AGM-A trades at 9.05 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, AGM-A's PEG of -1.68 indicates potential undervaluation.
Price to Book
The market values Federal Agricultural Mortgage Corporation at 0.96 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does AGM-A Make Money?
Net Profit Margin
For every $100 in sales, Federal Agricultural Mortgage Corporation keeps $11.32 as profit after all expenses.
Operating Margin
Core operations generate 0.00 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $11.27 in profit for every $100 of shareholder equity.
ROA
Federal Agricultural Mortgage Corporation generates $0.52 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Federal Agricultural Mortgage Corporation generates limited operating cash flow of $101.58M, signaling weaker underlying cash strength.
Free Cash Flow
Federal Agricultural Mortgage Corporation produces free cash flow of $101.58M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $7.32 in free cash annually.
FCF Yield
AGM-A converts 4.88% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.05
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.68
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.96
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.02
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
17.93
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How AGM-A Stacks Against Its Sector Peers
| Metric | AGM-A Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.05 | 18.86 | Better (Cheaper) |
| ROE | 11.27% | 847.00% | Weak |
| Net Margin | 11.32% | 4202.00% | Weak |
| Debt/Equity | 17.93 | 0.91 | Weak (High Leverage) |
| Current Ratio | 0.00 | 667.17 | Weak Liquidity |
| ROA | 0.52% | -21543.00% (disorted) | Weak |
AGM-A outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Federal Agricultural Mortgage Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
139.96%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
86.04%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
3159.13%
Industry Style: Value, Dividend, Cyclical
High Growth