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Sompo Holdings, Inc.

8630.TJPX
Financial Services
Insurance - Property & Casualty
¥6435.00
¥301.00(4.91%)
Japanese Market opens in 0h 42m

Sompo Holdings, Inc. Fundamental Analysis

Sompo Holdings, Inc. (8630.T) shows weak financial fundamentals with a PE ratio of 15.35, profit margin of 6.28%, and ROE of 8.29%. The company generates $5956.6B in annual revenue with weak year-over-year growth of 0.58%.

Key Strengths

Operating Margin26.59%
Cash Position23.47%
PEG Ratio0.30

Areas of Concern

ROE8.29%
Current Ratio0.00
We analyze 8630.T's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 32.1/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

F
32.1/100

We analyze 8630.T's fundamental strength across five key dimensions:

Efficiency Score

Weak

8630.T struggles to generate sufficient returns from assets.

ROA > 10%
2.27%

Valuation Score

Excellent

8630.T trades at attractive valuation levels.

PE < 25
15.35
PEG Ratio < 2
0.30

Growth Score

Weak

8630.T faces weak or negative growth trends.

Revenue Growth > 5%
0.58%
EPS Growth > 10%
-53.06%

Financial Health Score

Moderate

8630.T shows balanced financial health with some risks.

Debt/Equity < 1
0.14
Current Ratio > 1
0.00

Profitability Score

Weak

8630.T struggles to sustain strong margins.

ROE > 15%
8.29%
Net Margin ≥ 15%
6.28%
Positive Free Cash Flow
No

Key Financial Metrics

Is 8630.T Expensive or Cheap?

P/E Ratio

8630.T trades at 15.35 times earnings. This indicates a fair valuation.

15.35

PEG Ratio

When adjusting for growth, 8630.T's PEG of 0.30 indicates potential undervaluation.

0.30

Price to Book

The market values Sompo Holdings, Inc. at 1.16 times its book value. This may indicate undervaluation.

1.16

EV/EBITDA

Enterprise value stands at 8.68 times EBITDA. This is generally considered low.

8.68

How Well Does 8630.T Make Money?

Net Profit Margin

For every $100 in sales, Sompo Holdings, Inc. keeps $6.28 as profit after all expenses.

6.28%

Operating Margin

Core operations generate 26.59 in profit for every $100 in revenue, before interest and taxes.

26.59%

ROE

Management delivers $8.29 in profit for every $100 of shareholder equity.

8.29%

ROA

Sompo Holdings, Inc. generates $2.27 in profit for every $100 in assets, demonstrating efficient asset deployment.

2.27%

Following the Money - Real Cash Generation

Operating Cash Flow

Sompo Holdings, Inc. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.

$0.00

Free Cash Flow

Sompo Holdings, Inc. generates weak or negative free cash flow of $0.00, restricting financial flexibility.

$0.00

FCF Per Share

Each share generates $0.00 in free cash annually.

$0.00

FCF Yield

8630.T converts 0.00% of its market value into free cash.

0.00%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

15.35

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

0.30

vs 25 benchmark

P/B Ratio

Price to book value ratio

1.16

vs 25 benchmark

P/S Ratio

Price to sales ratio

0.95

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.14

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.00

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.08

vs 25 benchmark

ROA

Return on assets percentage

0.02

vs 25 benchmark

ROCE

Return on capital employed

0.10

vs 25 benchmark

How 8630.T Stacks Against Its Sector Peers

Metric8630.T ValueSector AveragePerformance
P/E Ratio15.3518.88 Better (Cheaper)
ROE8.29%801.00% Weak
Net Margin6.28%2213.00% Weak
Debt/Equity0.141.03 Strong (Low Leverage)
Current Ratio0.00615.97 Weak Liquidity
ROA2.27%-19885.00% (disorted) Weak

8630.T outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Sompo Holdings, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

8.87%

Industry Style: Value, Dividend, Cyclical

Growing

EPS CAGR

49.05%

Industry Style: Value, Dividend, Cyclical

High Growth

FCF CAGR

20.74%

Industry Style: Value, Dividend, Cyclical

High Growth

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