The Fukushima Bank, Ltd. Fundamental Analysis (JPX: 8562.T)
The Fukushima Bank, Ltd. Fundamental Analysis (JPX: 8562.T)
The Fukushima Bank, Ltd. (JPX: 8562.T) shows moderate financial fundamentals with a PE ratio of 13.66, profit margin of 6.32%, and ROE of 3.89%. The company generates $14.8B in annual revenue with moderate year-over-year growth of 4.55%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 32.5/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8562.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8562.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent8562.T trades at attractive valuation levels.
Growth Score
Weak8562.T faces weak or negative growth trends.
Financial Health Score
Moderate8562.T shows balanced financial health with some risks.
Profitability Score
Weak8562.T struggles to sustain strong margins.
Key Financial Metrics
Is 8562.T Expensive or Cheap?
P/E Ratio
8562.T trades at 13.66 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 8562.T's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values The Fukushima Bank, Ltd. at 0.53 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 54.87 times EBITDA. This signals the market has high growth expectations.
How Well Does 8562.T Make Money?
Net Profit Margin
For every $100 in sales, The Fukushima Bank, Ltd. keeps $6.32 as profit after all expenses.
Operating Margin
Core operations generate 7.04 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.89 in profit for every $100 of shareholder equity.
ROA
The Fukushima Bank, Ltd. generates $0.12 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
The Fukushima Bank, Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
The Fukushima Bank, Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
8562.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.66
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.004
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.53
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.86
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.07
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.001
vs 25 benchmark
ROCE
Return on capital employed
0.001
vs 25 benchmark
How 8562.T Stacks Against Its Sector Peers
| Metric | 8562.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.66 | 21.08 | Better (Cheaper) |
| ROE | 3.89% | 658.00% | Weak |
| Net Margin | 6.32% | -1621.00% (disorted) | Weak |
| Debt/Equity | 0.07 | 0.92 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 927.71 | Weak Liquidity |
| ROA | 0.12% | -588.00% (disorted) | Weak |
8562.T outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The Fukushima Bank, Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-16.25%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
134.25%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-73.16%
Industry Style: Value, Dividend, Cyclical
Declining