The Chugoku Bank, Limited Fundamental Analysis (JPX: 8382.T)
The Chugoku Bank, Limited Fundamental Analysis (JPX: 8382.T)
The Chugoku Bank, Limited (JPX: 8382.T) shows moderate financial fundamentals with a PE ratio of 9.35, profit margin of 15.34%, and ROE of 3.30%. The company generates N/A in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 42.9/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8382.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8382.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent8382.T trades at attractive valuation levels.
Growth Score
Moderate8382.T shows steady but slowing expansion.
Financial Health Score
Weak8382.T carries high financial risk with limited liquidity.
Profitability Score
Weak8382.T struggles to sustain strong margins.
Key Financial Metrics
Is 8382.T Expensive or Cheap?
P/E Ratio
8382.T trades at 9.35 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 8382.T's PEG of 0.54 indicates potential undervaluation.
Price to Book
The market values The Chugoku Bank, Limited at 0.31 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 25.63 times EBITDA. This signals the market has high growth expectations.
How Well Does 8382.T Make Money?
Net Profit Margin
For every $100 in sales, The Chugoku Bank, Limited keeps $15.34 as profit after all expenses.
Operating Margin
Core operations generate 25.59 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.30 in profit for every $100 of shareholder equity.
ROA
The Chugoku Bank, Limited generates $0.18 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $3437.90 in free cash annually.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.35
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.54
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.31
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.55
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.002
vs 25 benchmark
ROCE
Return on capital employed
0.003
vs 25 benchmark
How 8382.T Stacks Against Its Sector Peers
| Metric | 8382.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.35 | 21.08 | Better (Cheaper) |
| ROE | 3.30% | 658.00% | Weak |
| Net Margin | 15.34% | -1621.00% (disorted) | Strong |
| Debt/Equity | 1.55 | 0.92 | Weak (High Leverage) |
| Current Ratio | 0.00 | 927.71 | Weak Liquidity |
| ROA | 0.18% | -588.00% (disorted) | Weak |
8382.T outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The Chugoku Bank, Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical