The Bank of Kyoto, Ltd. Fundamental Analysis (JPX: 8369.T)
The Bank of Kyoto, Ltd. Fundamental Analysis (JPX: 8369.T)
The Bank of Kyoto, Ltd. (JPX: 8369.T) shows moderate financial fundamentals with a PE ratio of 23.44, profit margin of 24.55%, and ROE of 2.62%. The company generates $110.3B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -35374.3/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8369.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8369.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent8369.T trades at attractive valuation levels.
Growth Score
Moderate8369.T shows steady but slowing expansion.
Financial Health Score
Moderate8369.T shows balanced financial health with some risks.
Profitability Score
Moderate8369.T maintains healthy but balanced margins.
Key Financial Metrics
Is 8369.T Expensive or Cheap?
P/E Ratio
8369.T trades at 23.44 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 8369.T's PEG of 0.61 indicates potential undervaluation.
Price to Book
The market values The Bank of Kyoto, Ltd. at 0.64 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 38.63 times EBITDA. This signals the market has high growth expectations.
How Well Does 8369.T Make Money?
Net Profit Margin
For every $100 in sales, The Bank of Kyoto, Ltd. keeps $24.55 as profit after all expenses.
Operating Margin
Core operations generate 33.95 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $2.62 in profit for every $100 of shareholder equity.
ROA
The Bank of Kyoto, Ltd. generates $0.25 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
The Bank of Kyoto, Ltd. generates limited operating cash flow of $-1.41T, signaling weaker underlying cash strength.
Free Cash Flow
The Bank of Kyoto, Ltd. generates weak or negative free cash flow of $-1.41T, restricting financial flexibility.
FCF Per Share
Each share generates $-18889.61 in free cash annually.
FCF Yield
8369.T converts -2.23% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
23.44
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.61
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.64
vs 25 benchmark
P/S Ratio
Price to sales ratio
5.73
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.26
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.002
vs 25 benchmark
ROCE
Return on capital employed
0.003
vs 25 benchmark
How 8369.T Stacks Against Its Sector Peers
| Metric | 8369.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 23.44 | 21.08 | Worse (Expensive) |
| ROE | 2.62% | 658.00% | Weak |
| Net Margin | 24.55% | -1621.00% (disorted) | Strong |
| Debt/Equity | 0.26 | 0.92 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 927.71 | Weak Liquidity |
| ROA | 0.25% | -588.00% (disorted) | Weak |
8369.T outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The Bank of Kyoto, Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical