The Shiga Bank, Ltd. Fundamental Analysis (JPX: 8366.T)
The Shiga Bank, Ltd. (JPX: 8366.T) shows moderate financial fundamentals with a PE ratio of 25.93, profit margin of 14.57%, and ROE of 4.58%. The company generates $168.1B in annual revenue with moderate year-over-year growth of 8.85%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 39.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8366.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8366.T struggles to generate sufficient returns from assets.
Valuation Score
Moderate8366.T shows balanced valuation metrics.
Growth Score
Excellent8366.T delivers strong and consistent growth momentum.
Financial Health Score
Moderate8366.T shows balanced financial health with some risks.
Profitability Score
Weak8366.T struggles to sustain strong margins.
Key Financial Metrics
Is 8366.T Expensive or Cheap?
P/E Ratio
8366.T trades at 25.93 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 8366.T's PEG of 1.02 indicates fair valuation.
Price to Book
The market values The Shiga Bank, Ltd. at 0.98 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 23.19 times EBITDA. This signals the market has high growth expectations.
How Well Does 8366.T Make Money?
Net Profit Margin
For every $100 in sales, The Shiga Bank, Ltd. keeps $14.57 as profit after all expenses.
Operating Margin
Core operations generate 20.17 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $4.58 in profit for every $100 of shareholder equity.
ROA
The Shiga Bank, Ltd. generates $0.31 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
The Shiga Bank, Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
The Shiga Bank, Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
8366.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
25.93
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.98
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.77
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.48
vs 25 benchmark
Current Ratio
Current assets to current liabilities
4.19
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.05
vs 25 benchmark
ROA
Return on assets percentage
0.003
vs 25 benchmark
ROCE
Return on capital employed
0.004
vs 25 benchmark
How 8366.T Stacks Against Its Sector Peers
| Metric | 8366.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 25.93 | 21.08 | Worse (Expensive) |
| ROE | 4.58% | 658.00% | Weak |
| Net Margin | 14.57% | -1621.00% (disorted) | Strong |
| Debt/Equity | 1.48 | 0.92 | Weak (High Leverage) |
| Current Ratio | 4.19 | 927.71 | Strong Liquidity |
| ROA | 0.31% | -588.00% (disorted) | Weak |
8366.T outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The Shiga Bank, Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
100.84%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
102.24%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-98.33%
Industry Style: Value, Dividend, Cyclical
Declining