The Shimizu Bank, Ltd. Fundamental Analysis (JPX: 8364.T)
The Shimizu Bank, Ltd. Fundamental Analysis (JPX: 8364.T)
The Shimizu Bank, Ltd. (JPX: 8364.T) shows moderate financial fundamentals with a PE ratio of 14.75, profit margin of 7.05%, and ROE of 3.01%. The company generates $33.7B in annual revenue with strong year-over-year growth of 41.30%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 41.9/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8364.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8364.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent8364.T trades at attractive valuation levels.
Growth Score
Moderate8364.T shows steady but slowing expansion.
Financial Health Score
Moderate8364.T shows balanced financial health with some risks.
Profitability Score
Weak8364.T struggles to sustain strong margins.
Key Financial Metrics
Is 8364.T Expensive or Cheap?
P/E Ratio
8364.T trades at 14.75 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 8364.T's PEG of 1.42 indicates fair valuation.
Price to Book
The market values The Shimizu Bank, Ltd. at 0.43 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 52.30 times EBITDA. This signals the market has high growth expectations.
How Well Does 8364.T Make Money?
Net Profit Margin
For every $100 in sales, The Shimizu Bank, Ltd. keeps $7.05 as profit after all expenses.
Operating Margin
Core operations generate 12.71 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.01 in profit for every $100 of shareholder equity.
ROA
The Shimizu Bank, Ltd. generates $0.13 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
The Shimizu Bank, Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
The Shimizu Bank, Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
8364.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
14.75
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.42
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.43
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.04
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.63
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.001
vs 25 benchmark
ROCE
Return on capital employed
0.002
vs 25 benchmark
How 8364.T Stacks Against Its Sector Peers
| Metric | 8364.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 14.75 | 21.08 | Better (Cheaper) |
| ROE | 3.01% | 658.00% | Weak |
| Net Margin | 7.05% | -1621.00% (disorted) | Weak |
| Debt/Equity | 0.63 | 0.92 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 927.71 | Weak Liquidity |
| ROA | 0.13% | -588.00% (disorted) | Weak |
8364.T outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The Shimizu Bank, Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
51.45%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-4.82%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-93.57%
Industry Style: Value, Dividend, Cyclical
Declining