Mitsubishi UFJ Financial Group, Inc.
Mitsubishi UFJ Financial Group, Inc. Fundamental Analysis
Mitsubishi UFJ Financial Group, Inc. (8306.T) shows moderate financial fundamentals with a PE ratio of 16.26, profit margin of 14.72%, and ROE of 9.31%. The company generates $13064.7B in annual revenue with strong year-over-year growth of 14.13%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 35.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8306.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8306.T struggles to generate sufficient returns from assets.
Valuation Score
Moderate8306.T shows balanced valuation metrics.
Growth Score
Excellent8306.T delivers strong and consistent growth momentum.
Financial Health Score
Weak8306.T carries high financial risk with limited liquidity.
Profitability Score
Weak8306.T struggles to sustain strong margins.
Key Financial Metrics
Is 8306.T Expensive or Cheap?
P/E Ratio
8306.T trades at 16.26 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 8306.T's PEG of 6.72 indicates potential overvaluation.
Price to Book
The market values Mitsubishi UFJ Financial Group, Inc. at 1.47 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 16.95 times EBITDA. This signals the market has high growth expectations.
How Well Does 8306.T Make Money?
Net Profit Margin
For every $100 in sales, Mitsubishi UFJ Financial Group, Inc. keeps $14.72 as profit after all expenses.
Operating Margin
Core operations generate 20.17 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.31 in profit for every $100 of shareholder equity.
ROA
Mitsubishi UFJ Financial Group, Inc. generates $0.46 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Mitsubishi UFJ Financial Group, Inc. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Mitsubishi UFJ Financial Group, Inc. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
8306.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
16.26
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
6.72
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.47
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.39
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.54
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.27
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How 8306.T Stacks Against Its Sector Peers
| Metric | 8306.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 16.26 | 18.59 | Better (Cheaper) |
| ROE | 9.31% | 801.00% | Weak |
| Net Margin | 14.72% | -421.00% (disorted) | Strong |
| Debt/Equity | 3.54 | 0.98 | Weak (High Leverage) |
| Current Ratio | 0.27 | 661.40 | Weak Liquidity |
| ROA | 0.46% | -21302.00% (disorted) | Weak |
8306.T outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Mitsubishi UFJ Financial Group, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
107.13%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
290.76%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-99.91%
Industry Style: Value, Dividend, Cyclical
Declining