Shinsei Bank, Limited Fundamental Analysis (JPX: 8303.T)
Shinsei Bank, Limited Fundamental Analysis (JPX: 8303.T)
Shinsei Bank, Limited (JPX: 8303.T) shows moderate financial fundamentals with a PE ratio of 11.17, profit margin of 16.03%, and ROE of 10.05%. The company generates $731.3B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 40.1/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8303.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8303.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent8303.T trades at attractive valuation levels.
Growth Score
Moderate8303.T shows steady but slowing expansion.
Financial Health Score
Moderate8303.T shows balanced financial health with some risks.
Profitability Score
Weak8303.T struggles to sustain strong margins.
Key Financial Metrics
Is 8303.T Expensive or Cheap?
P/E Ratio
8303.T trades at 11.17 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 8303.T's PEG of 0.05 indicates potential undervaluation.
Price to Book
The market values Shinsei Bank, Limited at 1.12 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 8.87 times EBITDA. This is generally considered low.
How Well Does 8303.T Make Money?
Net Profit Margin
For every $100 in sales, Shinsei Bank, Limited keeps $16.03 as profit after all expenses.
Operating Margin
Core operations generate 11.84 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.05 in profit for every $100 of shareholder equity.
ROA
Shinsei Bank, Limited generates $0.46 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Shinsei Bank, Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Shinsei Bank, Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
8303.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.17
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.05
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.12
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.88
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.96
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.10
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.004
vs 25 benchmark
How 8303.T Stacks Against Its Sector Peers
| Metric | 8303.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.17 | 21.08 | Better (Cheaper) |
| ROE | 10.05% | 658.00% | Weak |
| Net Margin | 16.03% | -1621.00% (disorted) | Strong |
| Debt/Equity | 3.96 | 0.92 | Weak (High Leverage) |
| Current Ratio | 2.10 | 927.71 | Strong Liquidity |
| ROA | 0.46% | -588.00% (disorted) | Weak |
8303.T outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Shinsei Bank, Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical