JAPAN POST BANK Co., Ltd. Fundamental Analysis (JPX: 7182.T)
JAPAN POST BANK Co., Ltd. Fundamental Analysis (JPX: 7182.T)
JAPAN POST BANK Co., Ltd. (JPX: 7182.T) shows moderate financial fundamentals with a PE ratio of 19.33, profit margin of 20.26%, and ROE of 6.46%. The company generates $2953.2B in annual revenue with moderate year-over-year growth of 5.36%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 36.8/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 7182.T's fundamental strength across five key dimensions:
Efficiency Score
Weak7182.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent7182.T trades at attractive valuation levels.
Growth Score
Excellent7182.T delivers strong and consistent growth momentum.
Financial Health Score
Moderate7182.T shows balanced financial health with some risks.
Profitability Score
Weak7182.T struggles to sustain strong margins.
Key Financial Metrics
Is 7182.T Expensive or Cheap?
P/E Ratio
7182.T trades at 19.33 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 7182.T's PEG of 0.45 indicates potential undervaluation.
Price to Book
The market values JAPAN POST BANK Co., Ltd. at 1.25 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 51.29 times EBITDA. This signals the market has high growth expectations.
How Well Does 7182.T Make Money?
Net Profit Margin
For every $100 in sales, JAPAN POST BANK Co., Ltd. keeps $20.26 as profit after all expenses.
Operating Margin
Core operations generate 29.05 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $6.46 in profit for every $100 of shareholder equity.
ROA
JAPAN POST BANK Co., Ltd. generates $0.27 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
JAPAN POST BANK Co., Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
JAPAN POST BANK Co., Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
7182.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
19.33
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.45
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.25
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.91
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.44
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.79
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.06
vs 25 benchmark
ROA
Return on assets percentage
0.003
vs 25 benchmark
ROCE
Return on capital employed
0.004
vs 25 benchmark
How 7182.T Stacks Against Its Sector Peers
| Metric | 7182.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 19.33 | 21.08 | Neutral |
| ROE | 6.46% | 658.00% | Weak |
| Net Margin | 20.26% | -1621.00% (disorted) | Strong |
| Debt/Equity | 2.44 | 0.92 | Weak (High Leverage) |
| Current Ratio | 2.79 | 927.71 | Strong Liquidity |
| ROA | 0.27% | -588.00% (disorted) | Weak |
7182.T outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews JAPAN POST BANK Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
40.38%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
57.12%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-135.17%
Industry Style: Value, Dividend, Cyclical
Declining