Bank of Jiujiang Co., Ltd.
Bank of Jiujiang Co., Ltd. Fundamental Analysis
Bank of Jiujiang Co., Ltd. (6190.HK) shows weak financial fundamentals with a PE ratio of 14.21, profit margin of 4.44%, and ROE of 1.07%. The company generates $9.0B in annual revenue with weak year-over-year growth of 1.25%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 30.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 6190.HK's fundamental strength across five key dimensions:
Efficiency Score
Weak6190.HK struggles to generate sufficient returns from assets.
Valuation Score
Excellent6190.HK trades at attractive valuation levels.
Growth Score
Weak6190.HK faces weak or negative growth trends.
Financial Health Score
Weak6190.HK carries high financial risk with limited liquidity.
Profitability Score
Moderate6190.HK maintains healthy but balanced margins.
Key Financial Metrics
Is 6190.HK Expensive or Cheap?
P/E Ratio
6190.HK trades at 14.21 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 6190.HK's PEG of -0.16 indicates potential undervaluation.
Price to Book
The market values Bank of Jiujiang Co., Ltd. at 0.17 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -40.45 times EBITDA. This is generally considered low.
How Well Does 6190.HK Make Money?
Net Profit Margin
For every $100 in sales, Bank of Jiujiang Co., Ltd. keeps $4.44 as profit after all expenses.
Operating Margin
Core operations generate 10.26 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.07 in profit for every $100 of shareholder equity.
ROA
Bank of Jiujiang Co., Ltd. generates $0.08 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Bank of Jiujiang Co., Ltd. generates strong operating cash flow of $7.74B, reflecting robust business health.
Free Cash Flow
Bank of Jiujiang Co., Ltd. generates strong free cash flow of $7.76B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $2.72 in free cash annually.
FCF Yield
6190.HK converts 1.36% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
14.21
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.16
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.17
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.63
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.35
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.48
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.01
vs 25 benchmark
ROA
Return on assets percentage
0.001
vs 25 benchmark
ROCE
Return on capital employed
0.002
vs 25 benchmark
How 6190.HK Stacks Against Its Sector Peers
| Metric | 6190.HK Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 14.21 | 19.03 | Better (Cheaper) |
| ROE | 1.07% | 818.00% | Weak |
| Net Margin | 4.44% | 1571.00% | Weak |
| Debt/Equity | 2.35 | 0.98 | Weak (High Leverage) |
| Current Ratio | 0.48 | 669.04 | Weak Liquidity |
| ROA | 0.08% | -21643.00% (disorted) | Weak |
6190.HK outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Bank of Jiujiang Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-16.16%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-65.74%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-559.34%
Industry Style: Value, Dividend, Cyclical
Declining