Kyoto Financial Group,Inc. Fundamental Analysis (JPX: 5844.T)
Kyoto Financial Group,Inc. Fundamental Analysis (JPX: 5844.T)
Kyoto Financial Group,Inc. (JPX: 5844.T) shows moderate financial fundamentals with a PE ratio of 13.40, profit margin of 27.56%, and ROE of 8.41%. The company generates $376.3B in annual revenue with weak year-over-year growth of 1.23%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 84.7/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze 5844.T's fundamental strength across five key dimensions:
Efficiency Score
Weak5844.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent5844.T trades at attractive valuation levels.
Growth Score
Weak5844.T faces weak or negative growth trends.
Financial Health Score
Excellent5844.T maintains a strong and stable balance sheet.
Profitability Score
Moderate5844.T maintains healthy but balanced margins.
Key Financial Metrics
Is 5844.T Expensive or Cheap?
P/E Ratio
5844.T trades at 13.40 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 5844.T's PEG of 0.06 indicates potential undervaluation.
Price to Book
The market values Kyoto Financial Group,Inc. at 1.00 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 9.39 times EBITDA. This is generally considered low.
How Well Does 5844.T Make Money?
Net Profit Margin
For every $100 in sales, Kyoto Financial Group,Inc. keeps $27.56 as profit after all expenses.
Operating Margin
Core operations generate 38.93 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.41 in profit for every $100 of shareholder equity.
ROA
Kyoto Financial Group,Inc. generates $0.88 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Kyoto Financial Group,Inc. generates limited operating cash flow of $36.67B, signaling weaker underlying cash strength.
Free Cash Flow
Kyoto Financial Group,Inc. produces free cash flow of $30.60B, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $108.33 in free cash annually.
FCF Yield
5844.T converts 2.22% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.40
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.06
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.002
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.67
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.37
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.08
vs 25 benchmark
ROA
Return on assets percentage
0.009
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How 5844.T Stacks Against Its Sector Peers
| Metric | 5844.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.40 | 21.08 | Better (Cheaper) |
| ROE | 8.41% | 658.00% | Weak |
| Net Margin | 27.56% | -1621.00% (disorted) | Strong |
| Debt/Equity | 0.37 | 0.92 | Strong (Low Leverage) |
| Current Ratio | 2.00 | 927.71 | Neutral |
| ROA | 0.88% | -588.00% (disorted) | Weak |
5844.T outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Kyoto Financial Group,Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
266.85%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
502.98%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-17.36%
Industry Style: Value, Dividend, Cyclical
Declining