Chugin Financial Group,Inc. Fundamental Analysis (JPX: 5832.T)
Chugin Financial Group,Inc. Fundamental Analysis (JPX: 5832.T)
Chugin Financial Group,Inc. (JPX: 5832.T) shows moderate financial fundamentals with a PE ratio of 14.14, profit margin of 15.11%, and ROE of 7.00%. The company generates $289.1B in annual revenue with strong year-over-year growth of 16.53%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 40.8/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 5832.T's fundamental strength across five key dimensions:
Efficiency Score
Weak5832.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent5832.T trades at attractive valuation levels.
Growth Score
Excellent5832.T delivers strong and consistent growth momentum.
Financial Health Score
Moderate5832.T shows balanced financial health with some risks.
Profitability Score
Weak5832.T struggles to sustain strong margins.
Key Financial Metrics
Is 5832.T Expensive or Cheap?
P/E Ratio
5832.T trades at 14.14 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 5832.T's PEG of 0.24 indicates potential undervaluation.
Price to Book
The market values Chugin Financial Group,Inc. at 0.92 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -1.78 times EBITDA. This is generally considered low.
How Well Does 5832.T Make Money?
Net Profit Margin
For every $100 in sales, Chugin Financial Group,Inc. keeps $15.11 as profit after all expenses.
Operating Margin
Core operations generate 21.15 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $7.00 in profit for every $100 of shareholder equity.
ROA
Chugin Financial Group,Inc. generates $0.38 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Chugin Financial Group,Inc. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Chugin Financial Group,Inc. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
5832.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
14.14
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.24
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.92
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.14
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.61
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.19
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.004
vs 25 benchmark
ROCE
Return on capital employed
0.006
vs 25 benchmark
How 5832.T Stacks Against Its Sector Peers
| Metric | 5832.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 14.14 | 21.08 | Better (Cheaper) |
| ROE | 7.00% | 658.00% | Weak |
| Net Margin | 15.11% | -1621.00% (disorted) | Strong |
| Debt/Equity | 2.61 | 0.92 | Weak (High Leverage) |
| Current Ratio | 1.19 | 927.71 | Neutral |
| ROA | 0.38% | -588.00% (disorted) | Weak |
5832.T outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Chugin Financial Group,Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
130.16%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
190.80%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
340.52%
Industry Style: Value, Dividend, Cyclical
High Growth