GMO Payment Gateway, Inc. Fundamental Analysis (JPX: 3769.T)
GMO Payment Gateway, Inc. Fundamental Analysis (JPX: 3769.T)
GMO Payment Gateway, Inc. (JPX: 3769.T) shows strong financial fundamentals with a PE ratio of 28.09, profit margin of 27.65%, and ROE of 21.67%. The company generates $91.2B in annual revenue with strong year-over-year growth of 11.81%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 84.5/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze 3769.T's fundamental strength across five key dimensions:
Efficiency Score
Weak3769.T struggles to generate sufficient returns from assets.
Valuation Score
Moderate3769.T shows balanced valuation metrics.
Growth Score
Excellent3769.T delivers strong and consistent growth momentum.
Financial Health Score
Excellent3769.T maintains a strong and stable balance sheet.
Profitability Score
Excellent3769.T achieves industry-leading margins.
Key Financial Metrics
Is 3769.T Expensive or Cheap?
P/E Ratio
3769.T trades at 28.09 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 3769.T's PEG of 1.09 indicates fair valuation.
Price to Book
The market values GMO Payment Gateway, Inc. at 5.67 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 20.55 times EBITDA. This signals the market has high growth expectations.
How Well Does 3769.T Make Money?
Net Profit Margin
For every $100 in sales, GMO Payment Gateway, Inc. keeps $27.65 as profit after all expenses.
Operating Margin
Core operations generate 40.01 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $21.67 in profit for every $100 of shareholder equity.
ROA
GMO Payment Gateway, Inc. generates $5.87 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
GMO Payment Gateway, Inc. generates strong operating cash flow of $34.62B, reflecting robust business health.
Free Cash Flow
GMO Payment Gateway, Inc. generates strong free cash flow of $34.17B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $449.88 in free cash annually.
FCF Yield
3769.T converts 4.82% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
28.09
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.09
vs 25 benchmark
P/B Ratio
Price to book value ratio
5.67
vs 25 benchmark
P/S Ratio
Price to sales ratio
7.77
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.43
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.40
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.22
vs 25 benchmark
ROA
Return on assets percentage
0.06
vs 25 benchmark
ROCE
Return on capital employed
0.21
vs 25 benchmark
How 3769.T Stacks Against Its Sector Peers
| Metric | 3769.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 28.09 | 34.93 | Better (Cheaper) |
| ROE | 21.67% | 750.00% | Weak |
| Net Margin | 27.65% | -3058.00% (disorted) | Strong |
| Debt/Equity | 0.43 | 0.65 | Strong (Low Leverage) |
| Current Ratio | 1.40 | 6.21 | Neutral |
| ROA | 5.87% | 308.00% | Weak |
3769.T outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews GMO Payment Gateway, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
142.17%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
177.74%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
6.60%
Industry Style: Growth, Innovation, High Beta
Growing