FINDEX Inc. Fundamental Analysis (JPX: 3649.T)
FINDEX Inc. Fundamental Analysis (JPX: 3649.T)
FINDEX Inc. (JPX: 3649.T) shows moderate financial fundamentals with a PE ratio of 19.02, profit margin of 18.47%, and ROE of 20.56%. The company generates $6.1B in annual revenue with moderate year-over-year growth of 4.60%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 68.4/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze 3649.T's fundamental strength across five key dimensions:
Efficiency Score
Excellent3649.T demonstrates superior asset utilization.
Valuation Score
Moderate3649.T shows balanced valuation metrics.
Growth Score
Moderate3649.T shows steady but slowing expansion.
Financial Health Score
Excellent3649.T maintains a strong and stable balance sheet.
Profitability Score
Moderate3649.T maintains healthy but balanced margins.
Key Financial Metrics
Is 3649.T Expensive or Cheap?
P/E Ratio
3649.T trades at 19.02 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 3649.T's PEG of 6.26 indicates potential overvaluation.
Price to Book
The market values FINDEX Inc. at 3.79 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 11.77 times EBITDA. This signals the market has high growth expectations.
How Well Does 3649.T Make Money?
Net Profit Margin
For every $100 in sales, FINDEX Inc. keeps $18.47 as profit after all expenses.
Operating Margin
Core operations generate 28.12 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $20.56 in profit for every $100 of shareholder equity.
ROA
FINDEX Inc. generates $16.35 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
FINDEX Inc. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
FINDEX Inc. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
3649.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
19.02
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
6.26
vs 25 benchmark
P/B Ratio
Price to book value ratio
3.79
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.49
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
4.20
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.21
vs 25 benchmark
ROA
Return on assets percentage
0.16
vs 25 benchmark
ROCE
Return on capital employed
0.29
vs 25 benchmark
How 3649.T Stacks Against Its Sector Peers
| Metric | 3649.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 19.02 | 32.02 | Better (Cheaper) |
| ROE | 20.56% | 569.00% | Weak |
| Net Margin | 18.47% | 29961.00% | Weak |
| Debt/Equity | 0.00 | 0.53 | Strong (Low Leverage) |
| Current Ratio | 4.20 | 5.67 | Strong Liquidity |
| ROA | 16.35% | -96.00% (disorted) | Strong |
3649.T outperforms its industry in 4 out of 6 key metrics, particularly excelling in ROA, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews FINDEX Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
55.60%
Industry Style: Defensive, Growth, Innovation
High GrowthEPS CAGR
197.81%
Industry Style: Defensive, Growth, Innovation
High GrowthFCF CAGR
210.62%
Industry Style: Defensive, Growth, Innovation
High Growth