Adyen N.V.
Adyen N.V. Fundamental Analysis
Adyen N.V. (1N8.DE) shows strong financial fundamentals with a PE ratio of 25.07, profit margin of 42.11%, and ROE of 21.33%. The company generates $2.5B in annual revenue with strong year-over-year growth of 19.44%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 64.9/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze 1N8.DE's fundamental strength across five key dimensions:
Efficiency Score
Weak1N8.DE struggles to generate sufficient returns from assets.
Valuation Score
Weak1N8.DE trades at a premium to fair value.
Growth Score
Excellent1N8.DE delivers strong and consistent growth momentum.
Financial Health Score
Excellent1N8.DE maintains a strong and stable balance sheet.
Profitability Score
Moderate1N8.DE maintains healthy but balanced margins.
Key Financial Metrics
Is 1N8.DE Expensive or Cheap?
P/E Ratio
1N8.DE trades at 25.07 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 1N8.DE's PEG of 3.28 indicates potential overvaluation.
Price to Book
The market values Adyen N.V. at 5.04 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 27.30 times EBITDA. This signals the market has high growth expectations.
How Well Does 1N8.DE Make Money?
Net Profit Margin
For every $100 in sales, Adyen N.V. keeps $42.11 as profit after all expenses.
Operating Margin
Core operations generate 53.58 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $21.33 in profit for every $100 of shareholder equity.
ROA
Adyen N.V. generates $8.67 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Adyen N.V. generates limited operating cash flow of $-300.72M, signaling weaker underlying cash strength.
Free Cash Flow
Adyen N.V. generates weak or negative free cash flow of $-401.59M, restricting financial flexibility.
FCF Per Share
Each share generates $-12.73 in free cash annually.
FCF Yield
1N8.DE converts -1.51% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
25.07
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
3.28
vs 25 benchmark
P/B Ratio
Price to book value ratio
5.04
vs 25 benchmark
P/S Ratio
Price to sales ratio
10.56
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.05
vs 25 benchmark
Current Ratio
Current assets to current liabilities
168.11
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.21
vs 25 benchmark
ROA
Return on assets percentage
0.09
vs 25 benchmark
ROCE
Return on capital employed
0.11
vs 25 benchmark
How 1N8.DE Stacks Against Its Sector Peers
| Metric | 1N8.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 25.07 | 33.94 | Better (Cheaper) |
| ROE | 21.33% | 1002.00% | Weak |
| Net Margin | 42.11% | -48794.00% (disorted) | Strong |
| Debt/Equity | 0.05 | 0.44 | Strong (Low Leverage) |
| Current Ratio | 168.11 | 5.74 | Strong Liquidity |
| ROA | 8.67% | -288341.00% (disorted) | Weak |
1N8.DE outperforms its industry in 4 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Adyen N.V.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
297.47%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
332.66%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
207.24%
Industry Style: Growth, Innovation, High Beta
High Growth