Haitong Unitrust International Financial Leasing Co., Ltd.
Haitong Unitrust International Financial Leasing Co., Ltd. Fundamental Analysis
Haitong Unitrust International Financial Leasing Co., Ltd. (1905.HK) shows strong financial fundamentals with a PE ratio of 5.86, profit margin of 56.43%, and ROE of 5.13%. The company generates $1.7B in annual revenue with strong year-over-year growth of 32.44%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 45.6/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 1905.HK's fundamental strength across five key dimensions:
Efficiency Score
Weak1905.HK struggles to generate sufficient returns from assets.
Valuation Score
Excellent1905.HK trades at attractive valuation levels.
Growth Score
Moderate1905.HK shows steady but slowing expansion.
Financial Health Score
Moderate1905.HK shows balanced financial health with some risks.
Profitability Score
Weak1905.HK struggles to sustain strong margins.
Key Financial Metrics
Is 1905.HK Expensive or Cheap?
P/E Ratio
1905.HK trades at 5.86 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 1905.HK's PEG of -1.14 indicates potential undervaluation.
Price to Book
The market values Haitong Unitrust International Financial Leasing Co., Ltd. at 0.30 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does 1905.HK Make Money?
Net Profit Margin
For every $100 in sales, Haitong Unitrust International Financial Leasing Co., Ltd. keeps $56.43 as profit after all expenses.
Operating Margin
Core operations generate -33.75 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $5.13 in profit for every $100 of shareholder equity.
ROA
Haitong Unitrust International Financial Leasing Co., Ltd. generates $0.96 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Haitong Unitrust International Financial Leasing Co., Ltd. generates limited operating cash flow of $-435.33M, signaling weaker underlying cash strength.
Free Cash Flow
Haitong Unitrust International Financial Leasing Co., Ltd. generates weak or negative free cash flow of $-458.16M, restricting financial flexibility.
FCF Per Share
Each share generates $-0.06 in free cash annually.
FCF Yield
1905.HK converts -9.13% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
5.86
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.14
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.30
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.003
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.92
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.11
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.05
vs 25 benchmark
ROA
Return on assets percentage
0.010
vs 25 benchmark
ROCE
Return on capital employed
-0.01
vs 25 benchmark
How 1905.HK Stacks Against Its Sector Peers
| Metric | 1905.HK Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 5.86 | 18.93 | Better (Cheaper) |
| ROE | 5.13% | 815.00% | Weak |
| Net Margin | 56.43% | 845.00% | Weak |
| Debt/Equity | 3.92 | 0.88 | Weak (High Leverage) |
| Current Ratio | 1.11 | 619.76 | Neutral |
| ROA | 0.96% | -24734.00% (disorted) | Weak |
1905.HK outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Haitong Unitrust International Financial Leasing Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
31.68%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
7.43%
Industry Style: Value, Dividend, Cyclical
GrowingFCF CAGR
229.92%
Industry Style: Value, Dividend, Cyclical
High Growth